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Sam (Caller)

πŸ‘€ Speaker
129 total appearances
Voice ID

Voice Profile Active

This person's voice can be automatically recognized across podcast episodes using AI voice matching.

Voice samples: 5
Confidence: High

Appearances Over Time

Podcast Appearances

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

Good.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

What do you do?

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

I own a carpentry company.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

We do finished carpentry.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

It's just me, and then I subcontract out to two other guys on occasion.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

So I do some supplies, and then I do the labor, and then my biggest expense, because I just started last year, was acquiring all of my equipment, which we were able to do predominantly through a cash flow, but some of it was done through...

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

Temporary debt that lasted a couple months at a time before it was paid off to buy equipment that was just absolutely needed for that moment.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

I generally keep a balance on my box store card, but it's nothing that doesn't get knocked down every month.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

I chop away.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

I don't always have a zero balance there, though, because I try and figure out how to do capital and all that.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

um yes and yes yes we are yeah we call it wasn't very convincing yeah so we we did last year and we actually ended up not paying taxes last year because of the amount of income so we've got money set aside as a part of our just we just have one savings account and how did you not pay income with a fifty four thousand dollar income

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

So, okay, so I think I misunderstood your question then.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

So after taxes, no, I was not at 54.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

I was down at 42.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

Yeah, yeah, you're right.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

I'm sorry.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

I think I misspoke.

The Ramsey Show
How Can I Stop Living Paycheck to Paycheck? (Hour 1)

Sorry, apologies.

The Ramsey Show
Dealing With Home Repairs While Paying Off Debt (Hour 2)

Hey, guys.

The Ramsey Show
Dealing With Home Repairs While Paying Off Debt (Hour 2)

So cool to be on.