Sam Kamani

So that's totally possible that, you know, that DeFi will onboard the next 2 billion middle-class users in the next 10 years.

So...

My next question is around the same line of things that as you continue to scale and grow and bring in that 1 million, what do you feel like would be the biggest challenge in onboarding those users?

Would it be technical?

Would it be something else?

Jamie, what are you sharing something or what are you?

Yes, absolutely.

Two points.

I want to comment on what earlier many were talking about PIX, about how popular PIX is in Brazil.

It's like people no longer say that I'll send you money.

It has become like a word, like I'll PIX you.

You know, that's how popular it is become the, I don't know, the underlying layer of how, just like how money is transferred or value is transferred all over Brazil.

And same thing in India with Paytm and things like that.

And everywhere there is a version of,

of that sort of thing.

I'm going to, if it's not there yet, it will be there in the next 12 to 24 months and everyone will have their own name.

And it's like, I'm talking about, like, you know, how you were talking about USD or everything being denominated in US dollars or USDC, USDT, all that.

I mean, and if you look at stable coins, it's like 99,

99.1 or 99.2% of all like stable transactions and stable coins are all US dollar debt denominated.

However, talking with one of other founders recently who does advise governments in some of the developing countries and African countries, it is quite scary for them because suddenly you're handing over your whole