Sam Kamani

But of course, they could change that in future.

However, on top of that, there's three and a half percent credit card fees.

And then on top of that, that is 2% currency conversion fees.

So I'm pretty much paying nearly 6%, 5.8%.

three percent or something like that for transactions for so for every hundred thousand dollars nearly six thousand dollars or five thousand eight hundred thirty dollars is lost to stripe and and with stable coins that will come down to under under thirty dollars so it's the the difference is more than 10x so it's like whenever a product is more than 10x better and then it is faster it's instant the transaction is instant as you don't have to wait

Anyone can have a DeFi wallet on both the sides.

You don't need bank accounts, anything.

It is like the stable coin thing is so much superior.

However, credit cards had like, you know, decades and decades to get that level of penetration in the market.

So, yeah, I think stable coins will take less than that.

but it is bound to happen over time.

That's how I see it.

And then when stablecoins are the predominant

method of transferring value, even in the non-blockchain world, agents will just adopt that.

But we might be, I don't know how long we are away, five years, two years and timing is everything in the world of startups.

However, one thing I saw at ETH Denver this year was that there were

so much so much activity around open claw and and everything to do with ai agents and so many people who you used to work in blockchain are now working in agents and stuff and these people are crypto native so they bring their decentralized principles as well as they are comfortable with using crypto or stable coins from day one they don't have to go through their education curve

So, yeah, so that's my sort of like two cents on that.

But I pretty much agree with what you said.

What are some other trends you are seeing around builders and founders in the blockchain space?