Santiago Suárez

I don't understand it.

So would you mind just writing a note explaining why you think becoming a bank is a good idea?

So it just, so it works.

And by the way, in that process, we A, we committed to becoming a bank, but B, found a few things that we otherwise would not have found out.

What's the great vision?

We've been doing this now for seven and a half years.

So had I predicted we would be here in seven and a half years, I don't think I would have gotten most things.

I would have gotten most things wrong, but I think I would have gotten a few things right, which I think will remain the same.

So the first one is we are a force for financial inclusion and economic development, not only in Colombia, but in many countries.

Like we figured out a way to

of packaging kind of retail and commerce technology with financial services to just drive economic activity.

And that you see that that has massive impact.

Like we, we, we have cases upon cases of people were able to send their kids to school.

Uh, you know, we just featured, we featured this 80 year old man, uh, two weeks ago in our merchant event who was selling,

a thousand bucks a month, Priyadi, and now they sell $30,000 a month and we're 75% of those sales.

And it's insane.

It's like, you know, 300K plus a year, like in the Amazon, by the way, down in the Amazon forest, like it's just like out in the Amazon.

So in five years time, we need to be able to do that at even higher scale, two, three orders from Magnet to more and in more countries.

What's the first thing that... It's a very unique combination.

We're not just a fintech or a retail commerce.