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Podcast Appearances

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

Hi, thanks for having me. I'm so excited to be here.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

Sure. So it's a little convoluted. So back in like 2016, fresh out of college, got my first big girl adult job. One of my goals was to just buy a house instead of constantly moving apartments every couple of years. So little saving scrapping, bought a cute little town home and where I lived very, very 80s and my family's in the kind of fix and flip construction world.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

Sure. So it's a little convoluted. So back in like 2016, fresh out of college, got my first big girl adult job. One of my goals was to just buy a house instead of constantly moving apartments every couple of years. So little saving scrapping, bought a cute little town home and where I lived very, very 80s and my family's in the kind of fix and flip construction world.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

Sure. So it's a little convoluted. So back in like 2016, fresh out of college, got my first big girl adult job. One of my goals was to just buy a house instead of constantly moving apartments every couple of years. So little saving scrapping, bought a cute little town home and where I lived very, very 80s and my family's in the kind of fix and flip construction world.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

So bought a little help from my parents. And then we spent about Four years, gradually renovating it, nothing major, like new tile in the shower, new cabinets in the kitchen, very minor, some new paint, better light fixtures type of thing. And then I got married and my husband moved into that house with me.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

So bought a little help from my parents. And then we spent about Four years, gradually renovating it, nothing major, like new tile in the shower, new cabinets in the kitchen, very minor, some new paint, better light fixtures type of thing. And then I got married and my husband moved into that house with me.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

So bought a little help from my parents. And then we spent about Four years, gradually renovating it, nothing major, like new tile in the shower, new cabinets in the kitchen, very minor, some new paint, better light fixtures type of thing. And then I got married and my husband moved into that house with me.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

And then once COVID hit with the interest rates being super low and we're both like living at home and thousand square feet was not quite enough for us anymore. So we wanted a bigger house and we were unsure of like where our life was. Like we're newly married, unsure of like, do we want kids? We wanted to live a little bigger. And then we found this huge master plan community that was being built.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

And then once COVID hit with the interest rates being super low and we're both like living at home and thousand square feet was not quite enough for us anymore. So we wanted a bigger house and we were unsure of like where our life was. Like we're newly married, unsure of like, do we want kids? We wanted to live a little bigger. And then we found this huge master plan community that was being built.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

And then once COVID hit with the interest rates being super low and we're both like living at home and thousand square feet was not quite enough for us anymore. So we wanted a bigger house and we were unsure of like where our life was. Like we're newly married, unsure of like, do we want kids? We wanted to live a little bigger. And then we found this huge master plan community that was being built.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

outside of the city and we're like, well, we can go there. Cause it was great deals on houses. We had like a couple of floor plans and with interest rates being so low, we just kind of like took advantage of that. Cashed out a HELOC on my first property, rented it out, moved there, lived in that for about three years. It had an unfinished basement. So then we renovated that.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

outside of the city and we're like, well, we can go there. Cause it was great deals on houses. We had like a couple of floor plans and with interest rates being so low, we just kind of like took advantage of that. Cashed out a HELOC on my first property, rented it out, moved there, lived in that for about three years. It had an unfinished basement. So then we renovated that.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

outside of the city and we're like, well, we can go there. Cause it was great deals on houses. We had like a couple of floor plans and with interest rates being so low, we just kind of like took advantage of that. Cashed out a HELOC on my first property, rented it out, moved there, lived in that for about three years. It had an unfinished basement. So then we renovated that.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

So we turned this three bedroom house into a four bedroom house for two people. So it just seems like too much house, the two of us, but then he got a job opportunity that then picked us up and moved us out to California where we're currently living and we're renting out both our houses.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

So we turned this three bedroom house into a four bedroom house for two people. So it just seems like too much house, the two of us, but then he got a job opportunity that then picked us up and moved us out to California where we're currently living and we're renting out both our houses.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

So we turned this three bedroom house into a four bedroom house for two people. So it just seems like too much house, the two of us, but then he got a job opportunity that then picked us up and moved us out to California where we're currently living and we're renting out both our houses.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

And we're still in this weird limbo of like, we only want to move back and we'll eventually just move back into one of our current houses first. But we're like, one's a little too small. One seems a little too big.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

And we're still in this weird limbo of like, we only want to move back and we'll eventually just move back into one of our current houses first. But we're like, one's a little too small. One seems a little too big.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

And we're still in this weird limbo of like, we only want to move back and we'll eventually just move back into one of our current houses first. But we're like, one's a little too small. One seems a little too big.

Money Rehab with Nicole Lapin
How to Use Your Budget Now to Meet Your Future Financial Goals

So we're trying to like maybe be able to buy another house in a couple of years when interest rates come down a little bit more and just have like our own mini like housing real estate empire is like our new joke of like, we're going to be those people and we can retire him early and he can outmanage them.