Scott Ford

But think about your own financial health.

I love what you said about kind of paying down credit card debt.

We've all been there.

And people often don't realize that if you're just making the minimum payments, right, it could take you a really long time to pay off that high interest credit card debt.

So even before you start really investing, I would say that that's the place where you want to start.

But I tell people, pay yourself first and automate your savings, right?

Put it on automatic pilot so that like you don't even have to think about it, that you don't like you don't touch it, you don't miss it.

Like you'll get used to kind of like just, you know, if you start where you are, it doesn't have to be monumental, right?

It's like when you're going to start working out or exercising, just getting to the gym is the win, right?

So setting up a savings account, automating your savings, making sure you have some sort of automatic transfer to that account that you won't touch, that's not attached to your debit card so you can't go pull the money out.

And you would be surprised how quickly that balance can start growing.

And that's going to give you the confidence to keep going and even actually increase it.

Yeah.

Look, I think that it's like a diet, like all of them work.

Right.

If you follow the method.

Right.

And this is what I did personally, by the way.

Like I paid off the smaller balances first because it just felt like psychologically it felt like a win to see a credit card balance kind of go to zero.

And then you take that money that you were using to pay that one and put it on the next largest one.