Sean Mullaney
speaker
1,197 appearances
2 recordings
2 series
first heard Jan 2026
last heard 23 Apr
Sean Mullaney’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 2 in all, peaking in Apr 2026 with 1.
Appearances
But if you look at the whole world, most markets in the world, particularly in the developing world, do not have that form of financial infrastructure.
And they're cut off from international financial infrastructure.
There's a lot of friction for an average person in South America or Africa to get access to US dollars, to be able to trade globally, to be able to even move money around.
um securely um and so i do think with like international trade there's going to be a lot of opportunities there um but you know solving the problem of buying a cup of coffee in your local store here i don't think that is uh enough of a kind of 5 or 10x improvement on the experience for consumers to adopt it so you think it'll still have a purpose just on a wider scale or just on a more global scale
Yeah, so I actually sat on the Bank of England and the ECB's advisory committee on creating a digital currency based on crypto.
And I remember we spent hours and hours and hours talking about what would a digital euro or digital pound based on a token look like.
And it was just unclear what the use case is, how it would change a consumer's life versus what we have today in the centralized world.
So, you know, I don't think that us as consumers, it's going to, and by the way, it's been around since 2013, right?
So it's not like it hasn't had a lot of time and it's not like it's not had enormous amounts of capital and experimentation put into it.
But I want to contrast that with AI because I think AI is an example of, you know, a magical technology world.
with immediate mass consumer value.
You think about how fast ChatGPT as a consumer product has reached almost a billion people.
It's unprecedented.
And people aren't using it because people only use products if they have value.
So look at what people use rather than what they talk about.
And AI and every single startup has realized that you can create a five to 10 times better product if you use the technology.
And that's why we're in this massive experimentation phase.
And it should be that every startup is using it because it's such a transformational technology that
um whenever a new technology arrives there's always like thousands of experiments and every startup that is using ai right now is one of those experiments um and i feel like it is easily as big as the internet and mobile in terms of um how much it's going to affect our lives so every startup should be experimenting with ai absolutely i mean look not not every company needs to be an ai company right not every company needed a website or a mobile app or this
But I think if you are a founder and you're looking at what problems can I solve and how can I solve them in a way that's five or ten times better, if you're not thinking about how you can use AI to solve the millions of problems in the world right now, I think you're not thinking about what being a founder is like.
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