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Sean Pyles

👤 Speaker
10039 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Well, let us know how much money you save by not doing that online shopping when you're at your most vulnerable after a day of working in parenting.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Kids are out of school.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

You guys are kind of selling me on this brick thing.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I'm tempted to get one, but we use scrolling and spending as a way to self-soothe a lot of the time.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

And this actually gets me to what I'm doing in February, which is creating more friction in my life, especially around spending.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I read this article in The Cut that is titled, in 2026, we are friction maxing.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Did you guys see this?

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Very good read.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

It was a great piece.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

So for those who didn't read it, the gist is that we as a society have really let ourselves become kind of overly coddled by technology, much to our detriment.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

We're offloading our thinking and our creativity to AI chatbots.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

And we're so desperate for entertainment at all times that we're scrolling social media while we're watching a Netflix show while we have an iPad up and we're like playing with our kids at the same time.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

And, you know, the article does talk about parenting, too.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I'm sure you guys could relate to this and how it can be tempting to just shove that iPad in front of your kid just to get them to kind of calm down.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

And I realized that we are doing the same thing to ourselves.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Like we are iPad kids without even realizing it.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

So the idea with friction maxing is that you are intentionally rebuilding some of the friction in day to day life to actually enjoy what it means to be a person learning and growing and sometimes struggling as we're alive, because that helps you grow over time.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I'm taking this principle and applying it to my money in February.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I'm doing it in a kind of chaotic way just so I don't get bored.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

This week, the first week of the month, I'm not going to buy anything online, even books.