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Sean Pyles

👤 Speaker
10039 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I have this bad habit of if I see a book I want, I will just go to the Powell's website.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Powell's is the local bookstore in Portland where I go to all the time.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

And I instead of just going into the store, I will preorder it and then just go in to pick it up.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

And I realize it probably takes me just as long to just like do that versus going into the store.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

So why not enjoy perusing the shelves, which is one of the joys of going to a bookstore.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

And then the following week of February, I'm only going to use cash.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

And I have not done that maybe ever in my life, actually.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

So I'm going to see how that goes.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

The third week of February, I am not going to use my phone to buy anything, not even tapping Apple Pay at a register.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I'll be pulling out my wallet and we'll see how that goes.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

And then the final week of the month, I'm just going to forego takeout on my phone, which is a bad habit of mine, especially on the weekends.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I want to order food and it gets really expensive because it's so easy to do.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I just keep buying more than I maybe would otherwise.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

So those are how I'm going to be adding friction to my spending in February.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Yes.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

Man.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

You're asking questions I have not asked myself.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

So I will let you know when I have answers to them, but I imagine I'll take out maybe a couple hundred dollars in CFR that gets me.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

I'm fortunate that I don't drive a ton, so I actually might be able to get away without filling up my gas tank for a week because, yeah, I don't like going into a gas station to get there.

NerdWallet's Smart Money Podcast
Impulse Spending Fixes and PSLF Choices When You’re in Grad School

cash because how do you know how much is going to fill up your tank, right?