Sean Pyles

Like an OnlyFans AI robot girlfriend.

Mind your business.

That $70,000 could be just the most extravagant FU fund we've ever seen.

People are wild.

You never know what people are going to do.

Let's move things along here.

We have one more post, and this is from the Henry subreddit, and it's read by the director of content marketing, Drew Prescott.

So, Elizabeth, you have a 529 for your son.

Are you going to have $500,000 in that account by the time I was 18?

Even if you're going to the most expensive private school, I looked into this, and it's probably going to be about $100,000 too much, even for, again, a very fancy private school.

In about 15 years, four years of private college education, which OP wants, would cost around $400,000 with the current rate of inflation, which is, again, a lot, a lot of money.

But we don't know how much college is really going to cost in 15 years.

I worry about what else they could be doing with that money.

Does it all need to be in a 529?

No.

And one really great benefit of 529s is that you can change the beneficiaries pretty easily.

So you're right.

It could go to another relative of some sort.

And also, there's been a big change in the past couple of years around the SAFE 2.0 Act, where you can roll up to $35,000 from a 529 into a Roth IRA.

There are a number of restraints around that, that $35,000 is a lifetime limit.