Sean Pyles

into more of a want by getting the most luxurious option out there.

And that's something that I struggle with sometimes is thinking and justifying getting the fancy thing because I just want it and feel like I deserve it, which frankly I do.

But that said, you don't want to blow your budget.

So it's all about priorities too.

Investment in your mental health for sure.

We'll be back in a moment after a quick break.

Stay with us.

Okay, so one thing we've been kind of circling around is the idea of budgeting style, which can be really personal.

And it seems like our listener is maybe leaning toward the zero-based budgeting style, which we mentioned earlier.

There's a lot of administrative labor involved in zero-based budgeting, which just isn't my thing.

Even if you're using an app, it's still kind of labor intensive.

But then on the other hand, I think a lot of folks might be okay with some kind of ambiguity in their budget.

So Amanda, what are your thoughts on how people can find their own balance of tracking their expenses without there being so much work involved that they just abandon budgeting entirely?

Per receipt.

Yeah.

It sounds tedious, though.

It's the last thing I want to do, I'll be honest.

It also raises the question of what's the purpose of budgeting at all?

Because I think if your money is tight, budgeting is just a survival necessity.

You have to know where every dollar is going because there aren't that many of them.