Sean Pyles

Here's my budget for jarred peaches.

Here's my budget for bluey boots every month.

And depending on your household, you might have different values and different amounts going to these categories.

So you really need to have every dollar sorted out.

And that's why splitting this receipt is crucial for something like YNAB.

Yeah, that's why that budgeting app is not for me.

I like your general understanding of where my money is going, but not down to the penny.

I'm not that anal about it.

Yeah.

Absolutely.

And if I recall correctly, do you use Monarch, Amanda, in your life with your husband?

Uh-huh.

Okay.

But you liked it up until the point where you didn't.

I remember you saying initially that you kind of liked how it helped you and your husband manage your money together because that's one of the big selling points of Monarch, right?

I would say the app should be able to work for you no matter your budgeting style.

Or maybe it's just that app wasn't right for you.

And sometimes what we think is a need when it comes to groceries in particular could be more of a want.

Like if you're buying the ultra expensive fresh handmade pasta from the store down the street, it's probably going to cost you several times more than just getting a box of pasta from the grocery store.

And so in that case, you've made a need, which is having some nice pasta for dinner.