Sean Pyles

Yeah, the climate change expenses are kind of coming home to roost.

Each of us.

Yeah.

Great.

Makes me feel concerned about, you know, aspiring homeowners and what they're going to look forward to in terms of insurance prices.

Elizabeth, I know that you are a proud renter.

How is climate change affecting this calculus for you?

Luckily, my landlord has not decided to increase my rent.

So this is my second year in this house and I haven't had a rent increase.

So hopefully that continues.

Fingers crossed.

So Caitlin, what else are we seeing as a result of these continuing trends?

then it's hard to get insurance at all in some places, right?

So that's just further exacerbating the affordability issue around home insurance.

Okay.

So let's talk about the housing market itself.

How has climate change changed that?

So Caitlin, how does the housing market look different as a result of all these changes in our climate?

I also wonder if people are changing how they're building houses as a result of climate change as well, Caitlin.

OK, well, those actually seem like some positive changes, even though things have been pretty bleak so far.