Sean Pyles

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We're back and answering your money questions to help you make smarter financial decisions.

This episode's question comes from a listener's text message.

Hi nerds, I was hoping you could do an episode about the way climate change is affecting the calculus of whether or not to buy a home as insurance coverage availability and home expenses shift across the country.

For reference, I live in the Twin Cities in Minnesota, so I'm not subject to rising sea levels, but tornadoes, high winds, and hail seem to be becoming more problematic.

Thank you.

To help us answer this listener's question on this episode of the podcast, we are joined by editor and content strategist, Caitlin Constantine.

Caitlin, welcome back to Smart Money.

Thanks so much for having me back.

Hey, Caitlin.

Good to talk with you about a subject that we talked with you a lot about a few years ago because we did a whole three-part series about how climate change is affecting our finances and home buying was part of that.

So thank you for revisiting this conversation with us.

So in the time since we first published your series about the impact of climate change on our personal finances, what has changed except for maybe the world being a bit warmer and more chaotic?

Well, what other trends are we seeing in the housing market, Caitlin?

I know insurance has become more and more expensive.