Sean Pyles

So what are your main questions or concerns there?

Have you guys played around with our retirement calculator at NerdWallet much?

My parents are a big fan, so I really recommend using that just so you can get an understanding of some numbers here because that will help you understand how much you might need to save because you guys will have a longer overall retirement timeline than most couples, right?

Because, Claire, you're hoping to retire earlier, so you might have a retirement if this goes according to how you would like.

It could be 30, 40 plus years if you are hoping to retire around when Robbie is going to.

So there are a few different options.

One, Claire, you could retire early, which seems like the goal.

Another one is that Robbie, you could work longer, even part time until Claire can retire, although that seems like the least desirable option for you guys.

And then you could also even temporarily have a split household where maybe Robbie is retired and Claire, you're still working to catch up the difference of those years where you weren't saving for retirement.

Additionally, you could kind of split the difference between your saving and work timelines where Claire saves more aggressively now and Robbie might work a little bit longer than he wants to.

So does any of that resonate with you?

Yeah.

You want to retire as soon as you can.

What did you pick up a hobby?

You can volunteer somewhere.

I think that that actually leads into some good planning that you guys could do.

One thing that's really key with fire is that in these years where you're working as hard as you can save you as much as you can, you'll want to be tucking away between 50 and 70% of your income.

That is a core tenant of fire to make those many years of retirement feasible.

So you'll have to sacrifice some of those vacations or maybe dining out now.

just to put as much as you can in your 401ks is great to hear that you're maxing that out, Claire, but also things like a taxable brokerage account, which you would be able to access earlier than something like a 401k without penalties.