Sean Pyles

But I had to do that homework and it felt really foreign.

I didn't really know what I was doing because I didn't have the information, but I knew I just needed to be somewhat responsible for the first time in my life financially.

I'm not going out clubbing nearly as much as I was 12 years ago.

Yes, yeah.

I'm still spending my money on social things, but I'm doing it in a more measured way, I'll say.

Okay.

Well, listeners, if you have any really embarrassing financial decisions, mistakes, experiences, horror stories, anything, please let us know.

We love to hear from you.

Hit us up on the Nerd Hotline at 901-730-6373.

You can text us or leave us a voicemail there.

You can also email us at podcast at nerdwallet.com or leave us a comment on Spotify or YouTube.

All right, we've got more in a moment.

Stay with us.

We're back, and this is usually the part where we answer your money questions, except today we're going to be seeing what people are asking on Reddit.

Long-time listeners of Smart Money know that I'm a huge Reddit stan, and I love scrolling through the personal finance and the Henry, which stands for high earner, not rich yet, subreddits, and just see what people are posting about their personal finances.

They get a lot of advice that's often not great, but I love just being nosy and looking through all of it.

So we're going to explore that on today's episode.

Elizabeth, are you a Reddit person?

I've been playing a lot of this video game called Pokopia.

It's like Animal Crossing meets Pokemon, and the Pokopia subreddit is top notch.