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Sean Pyles

πŸ‘€ Speaker
10039 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So it's a little less than half of the mortgage.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And we account for the difference because he is getting the equity in this house.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And I don't cover any utilities in this house because I'm paying for maintenance on my own house.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So if something needs to be repaired, he'll pay for that.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

But then sometimes if there's a cosmetic change that I want to make, like last year, I wanted all new light fixtures in the house.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And after coming back from my honeymoon in Japan, I needed to have a bidet in my bathroom and I'm paying for that.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

So it's a little bit squishy here and there, but it feels very equitable.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And that's the key thing I want to emphasize is that it feels like you have a right balance for your incomes.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

And it sounds like you're doing that.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

We haven't touched on maintenance a lot.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Robbie, are you covering that?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Is that my understanding?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Is there anything else that could make it feel more fair for either of you?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Just so I'm clear on that, when you guys are going out to dinner, Robbie, you're the one putting down your card more often.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Is that right?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Yeah.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

I think you guys are in a situation where because of the numbers you're working with, you're able to really live your values around being 50-50 in this way.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

There could be a future state where one of you is making significantly more than the other.

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

How would you change this dynamic in that case?

NerdWallet's Smart Money Podcast
Split-Expense Planning for Couples and the Winter Homebuying Advantage

Would you try to have it be an equitable representative split based on income, or would you still like to have 50-50?