Sean Pyles

So in a sense, that's a pretty typical cost of living budgeting challenge.

Are there any other unique factors that folks should think about as they're considering their budget for assisted living?

And once you do spend on those assets, it'll be easier to qualify for Medicaid.

Although be careful when you're trying to qualify for Medicaid, you have to have a very small amount of assets to qualify.

And there is what's known as a five-year look back.

So if you just try to deplete all of your assets, give them to your loved ones,

that's going to be looked into and found.

And you can be fined and punished for that.

So don't try to trick the system, because they are one step ahead of you.

MARK MIRCHANDANI- Yes.

So ahead of this conversation, I scoured a lot of Reddit threads, as I love to do.

And I was trying to figure out how random people on the internet just

handle this affordability question when it comes to senior care.

I did see a lot of suggestions about depleting your assets to qualify for Medicaid, or getting roommates, or even moving to a less expensive country.

Looking through these threads, it was frankly pretty depressing, and I think it really highlights how little support our government provides seniors, especially depending where you live, since some programs are state-run.

Kate, do you think that these threads I was reading are actually representative, or was it just an especially bleak corner of the internet?

That's the dream.

That is my go-to comfort show.

I would love to live in that reality.

Oh, wow.