Sherry

Sure.

How are you?

So honored to speak to you guys today.

I really need your advice.

Well, try.

I fell for the annuity scam.

and didn't know it was a scam until after I did it and after my 20-day window was over.

The problem is the insurance company, as I'm sure you know, keeps 22% of that, and the first year's surrender charge is 13%.

So my question is, do we stay until the surrender charges drop, especially given the way the economy has been?

Close.

I'm good.

How are you, Dave?

So...

I had a question regarding rent.

I was wondering if you recommend to stay living at home, which is my current situation, at my parents' house, paying $1,000 towards my parents' rent, or moving out?

You know, I am the oldest of four kids, so I'm 30 years old, and the youngest is 19, and so we get in a bit of tiffs here and there.

So I did move out a couple years ago in the city with my ex-boyfriend, and things didn't work out, so I decided to move back home and hammer down paying off a debt.

I paid off $10,000 in student loan debt, so I cleared that out.

I saved up $70,000.

I am a visual content specialist, but I'm looking to pivot into UI and UX design.