Sim Kaur

And so it's worth putting that aside.

And the fifth and final thing that we are going to do is we are going to continue to invest.

Now that you have stopped the leaky bucket, you've had those hard conversations and you've put some money aside in a savings account for a rainy day.

Now, anything extra that we have, we're going to start investing because it is the best time to invest.

Like the market right now, I'm not seeing it as, oh no, the market's dropped 8%.

I'm seeing it as this market is like, as if the universe has taken me back to this time last year and said, hey, do you want to buy shares at February, 2025 prices?

And if that was an opportunity, I'd be like, yes, like that is such a deal.

Then they would go, yeah, sure, you can now.

We've got a downturn in the market.

The favorite companies that you have, the funds that you've wanted to invest in, the companies that you've wanted to pour more money into, you can buy more shares of them at a discount.

And I cannot stress how like kind of annoyed I am that I have just come back from my wedding and my honeymoon.

So I don't have a lot of extra cash right now outside of my investments to invest into.

Like my savings is not as comfortable as it used to be.

So I'm focusing on building my emergency fund again.

But if I had spare cash, my goodness, I would be pouring so much more money into this downturn market like I have done in past downturns.

And so it's a great time to be an investor.

And it always feels like

Anytime there is a downturn, everyone always says the same thing.

They're like, oh my God, Sim, this time it's different.

Like this time, like this leader and this world politics and this bad thing and this environmental thing, like all of that is so unique.