Sim Kaur

Therefore, this time will be different.

And this time the market will never recover.

And every single time that has happened from COVID to the crazy tariffs experience, to

even what's happening now, these things are all new experiences because of course COVID hadn't happened before.

Of course, this like cocktail of geopolitical tension had not happened before.

It never completely occurs in the exact same way, but the fundamentals tend to be very similar of, um,

uncertainty in the market due to war or political unrest, people get scared, investors pull out their money.

But as we have seen over the examples of 13 previous instances, on average markets only drop 4.6% and the drops only last an average about six weeks.

Some are a little bit more longer, some are more shorter, some drop less, some drop a little bit more.

But overall, if you zoom out and understand that, hey, the investments that I have right now, I'm keeping them for a very long time.

And so what they do in March, 2026 or April, 2026, or what they do in December, 2026 is

I really none of my business because I'm not investing to retire at the end of this year.

I don't need that money instantly.

And because I follow friends that invest, I know the philosophy of don't put money in that you need within the next three years, invest in the longterm dollar cost average, invest in broad index funds.

And if I've been following that philosophy, then yes, this isn't a fun time to look at my portfolio, but I also know I shouldn't even be looking at my portfolio because

And, you know, in a couple of years time, I will look back on this and go, I'm so glad I kept investing.

I'm so glad I didn't pull money out of the market.

And I'm so glad that I stayed informed and level headed because I have come out on the other side so much better than if I had panic sold or never started investing.

And so with that, I will leave you.

I have enjoyed making this episode.