Sim Kaur

speaker

733 appearances 3 recordings 1 series first heard Apr 2026 last heard 1 Jun

Sim Kaur’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 3 in all, peaking in Apr 2026 with 2.

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Friends That Invest · The Market Is Changing Again… Do This · 1 Jun 2026 podcast

But as I was saying, there are some silver linings in this.

And the first silver lining is that for savers, this is a really good thing.

Do you remember when high yield savings accounts were like up to 4% returns or like

3.5 percent returns that is so huge that's like saying if you have a thousand dollars rather than putting it in the share market and like hopefully having a seven percent return you could have a guaranteed four percent return by putting it in a savings account where there is less risk and the return is guaranteed with investing in shares there is always risk and the return is not guaranteed and you can have a negative return so when you're weighing things up and the interest rates go higher

then high yield savings accounts are such a great option because their interest rate increases as well.

So right now you might see only like a 2% interest rate or a 2.5% interest rate on savings accounts.

But if interest rates increase, then that might also increase.

You might see 3, 4, 5%.

And so there are some positives in that regard.

Let's take a little break.

And now back to the show.

You're probably listening to this and going, OK, Sam, it seems like there is a chance that this happens.

And I also understand that when the US sneezes, the rest of the world gets sick.

And therefore, if interest rates are going to increase in the States, then we'll probably also see this happen in my own country, like in Australia or New Zealand or the UK or Canada.

We have investee besties from all over the world.

And so what happens in the state kind of has a flow on effect on the rest of the world.

That's why we're so heavily focused on US news, because what happens there first kind of flows on, as opposed to like not caring about what's happening in the UK or not caring about what's happening in Australia and New Zealand.

And so...

If you are sitting here and going, what do I do?

There's just like a couple of things that I have in mind that will help you be better prepared.

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