Sim Kaur

You just ignore it.

Log off.

Do not open your investment account for the next month, Sim.

Just let it ride out because at the end of the day, all the shares that you have bought, you still own the same number of shares.

If you have a hundred shares of Apple, you still have a hundred shares of Apple, even if those shares are worthless.

But as soon as you sell those shares,

That's when you have solidified your loss.

And we don't want to do that.

We don't want to take money from one place and put it into another investment fund or another company, because that's when we're saying, I accept this price for these shares and I'm going to sell them.

We're not doing that.

So first step, no contact with our investment portfolio.

Second step of what we're going to do is we are going to fix up the leakiness in our buckets of our life.

There are, and you know this, you know this, and I know this, there are things that we are buying and spending money on that we don't even realize we are still doing.

And the best word to describe this are subscriptions.

I went into my Apple account and looked at all the app subscriptions that I was still subscribing to.

There were $2,000 worth of subscriptions that I was paying for per year.

And they were things like apps that I had bought or like I had a period tracker app that was like a paid subscription for $99 a year.

Like what was I doing?

I don't need that.

And so I just went through all of them and unsubscribed to everything and then calculated how much have I saved over the next year?