Sim Kaur

$2,000.

And maybe it's not that much for you.

Maybe it's $500 a year.

Maybe it's $100 a year.

Maybe it's $10 a month.

But there are things that are leaky in your bucket.

We all have them.

We want to stop that right now.

And step number three is using the money that you are saving from your leaky bucket to start putting towards a bit of an emergency fund, a little bit of a rainy day fund.

And yes, it kind of feels like it's raining right now with the cost of living crisis and the fuel crisis and like countries are rationing fuel.

These things are, we have a war, we have multiple wars.

You might be going some, it's too late for an emergency fund.

And I just completely disagree.

It is not too late to put $10 away a month, $20 away a month.

You find yourself saving some money here, put it away.

Put it away until you at least have $500, until you at least have $1,000, maybe even $2,000.

And get to a point, ideally of three months living expenses, that it put aside for you because in times where things are really unpredictable, you're going to be a lot more calmer if you have a little bit of money saved up as a cash buffer versus the version of you that didn't even put anything away and

And now times have gotten tougher.

Like, you know, touch wood, you got laid off or something terrible happened.

You had a big expense and you just do not have the money to pay for it.