Simran Kaur

I guess what's always worked for me is offering your information first.

Like it is a much different conversation if you go up to a friend and say, hey, how much do you make first?

hey I'm on the salary in this industry and kind of seeing if they want to talk about it as well or if they shut it down quickly because I have had friends who when I've brought up salaries they've been like look I don't really feel comfortable sharing it it's not you know

my priority right now to work on that there's other things going on in my life and i think that's fair enough and in those friendships we just you know don't talk about many other things to speak of but offering to share information first always opens up the room because you're the one being vulnerable and when you come from a place of vulnerability

then you're more likely to elicit a more positive response.

And even with your family, because it's always difficult having a conversation, especially with our parents.

We've had a lot of people in our community say, how do I talk to my parents about their retirement?

How do I talk to them about...

the goals that I know that they should be taking but they're my parents you know I'm their child and it's such a it's such a difficult conversation to have and we would often say in those instances like you just have to tread so carefully because when it comes to money that's really personal and someone can take you bringing up money as an attack so you never want to start it with advice

If I want to say, hey, I think you should be doing this or, hey, I'd love to help you with this.

That's not the right place to begin.

It's about opening up with your journey experience and seeing if they're willing to take that conversation further.

Oh absolutely and and at the end of the day like yeah you come from the best place but someone could misinterpret what you mean and like feel really hurt by it so it's so hard but I'd love to know like do you kind of talk to your friends about money and like do they come back with like great responses or is it hard to like pull it out of them?

Yeah, that makes absolute sense.

It's yeah, you just you got to find that balance for sure.

Oh, absolutely.

My friends and I will do that.

We will literally say, hey, do you want advice or do you just want me to listen?

Because you're so right.

Otherwise, you're just going to end up with more of a problem.