Steph McGovern

And where's the incentive then?

Anyway, that's a bit of a mini rant, but it was really inspiring to hear a politician

talk about the economy in a way that was not about taxes and it was instead about all the good things that can come and someone who actually genuinely knew what they were talking about because they had business experience.

And then on top of that, you know, when you're thinking about people going to vote in the elections, they're hearing things about how, you know, how much of a stress welfare is at the same time as reports coming out from, you know, this Tory analysis was put out saying that there are more than 600,000 households,

getting more in benefits than the average worker's salary.

So it's showing that these households were given more than £32,000 in welfare payouts last year and the average annual salary of a British worker after tax.

you know, is around that.

And so you've got that coupled with the welfare budget's too big.

And then, you know, the working poor hearing that there's people on benefits getting more money than them from not working.

And obviously that's a very divisive thing to put out because lots of people on benefits have not made that choice, that they're there because of whatever circumstances they're

going on in their life.

But that really then focuses the mind when they're going to the polls to decide, well, do we need change?

Do we need to bring in these people who are going to cut that welfare fund and make it more fair for people?

And so that really plays on people's minds, I think, at this time.

That's what people are, when people are talking to me about voting reform or whatever, they're saying it on the basis of

Well, what about all the people on benefits while we're grafting and they're not doing anything?

Which is obviously not the story for lots of people, but it does put pressure on when it comes to this and shows that we do need to get on top of the welfare fund.

This episode is sponsored by Starling, the bank that helps you organise your money, build great habits and stay in control of your spending.

Now, I talk a lot about financial literacy and its importance in our economy, you know, giving people knowledge, but also confidence with money too.

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