Stephen

So I'm in a bit of a situation that I'm looking for some guidance on. My wife and I just started your program about six months ago. We're $43,000 worth of consumer debt down so far. Good. And I just lost my job a few days ago.

So I'm in a bit of a situation that I'm looking for some guidance on. My wife and I just started your program about six months ago. We're $43,000 worth of consumer debt down so far. Good. And I just lost my job a few days ago.

Yeah, that was pretty exciting to get a layoff right before Christmas.

Yeah, that was pretty exciting to get a layoff right before Christmas.

Yeah, that was pretty exciting to get a layoff right before Christmas.

Construction, superintendent, so I was making about $160,000 a year. I've got a job lined up to start again in January for $170,000. Well, this worked out. kind of manipulate your system a little bit for my own peace of mind. And my wife and I are debating. I want to stop baby step two right now because we have two vehicles in our house. That's all that's left.

Construction, superintendent, so I was making about $160,000 a year. I've got a job lined up to start again in January for $170,000. Well, this worked out. kind of manipulate your system a little bit for my own peace of mind. And my wife and I are debating. I want to stop baby step two right now because we have two vehicles in our house. That's all that's left.

Construction, superintendent, so I was making about $160,000 a year. I've got a job lined up to start again in January for $170,000. Well, this worked out. kind of manipulate your system a little bit for my own peace of mind. And my wife and I are debating. I want to stop baby step two right now because we have two vehicles in our house. That's all that's left.

And I want to do a six-month emergency fund and then go back to attacking everything.

And I want to do a six-month emergency fund and then go back to attacking everything.

And I want to do a six-month emergency fund and then go back to attacking everything.

Theoretically, just two.

Theoretically, just two.

Theoretically, just two.

It definitely makes you nervous.

It definitely makes you nervous.

It definitely makes you nervous.

Well, for a long time before I took this job, I... tried to out-earn my stupidity, and that didn't work. So I took the job, and like I said, we got pretty serious about it six months ago. I don't know. What does your wife make? Nothing. We're a single-family income family.

Well, for a long time before I took this job, I... tried to out-earn my stupidity, and that didn't work. So I took the job, and like I said, we got pretty serious about it six months ago. I don't know. What does your wife make? Nothing. We're a single-family income family.

Well, for a long time before I took this job, I... tried to out-earn my stupidity, and that didn't work. So I took the job, and like I said, we got pretty serious about it six months ago. I don't know. What does your wife make? Nothing. We're a single-family income family.