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The Ramsey Show

Broke Is Normal—Do You Really Want to Be Like Everyone Else?

19 Dec 2024

Transcription

Full Episode

18.996 - 48.495 Dave Ramsey

Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create actual amazing relationships. Jade Walsh, our Ramsey personality, number one best-selling author, and is my co-host today. Open phones here at 888-825-5225. Merry Christmas, America. Allie is with us. Allie is in Phoenix. Hi, Allie. Welcome to the Ramsey Show.

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49.795 - 51.476

Hey, thanks so much for having me.

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52.156 - 52.937 Dave Ramsey

Sure. What's up?

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55.098 - 89.076

Yeah. So I have a question around a large lump sum of money I just inherited. Okay. So I have two older sisters, they're twins, and they are quite a bit older than me. They're technically my half sisters. And my dad came into their life when they were two. And, um, 16 years later I was born. So they're about 18 years older than me and great dad.

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89.156 - 114.324

He unfortunately passed away when I was, um, four and they were in their early twenties. And I just found out this past Thanksgiving that through his company's old life insurance, there's a hundred thousand dollars in an account that I am set to inherit solely. How old are you? I'm 26.

115.524 - 126.007 Dave Ramsey

Okay. So this company, your dad left you as the beneficiary for a $100,000 life insurance policy. And why was it not dispersed to you then?

126.027 - 130.088

It was in a custodial account.

131.168 - 133.188 Dave Ramsey

Well, at 21, it becomes yours.

134.829 - 139.35

Yes. She did not want to tell me about it because she was afraid I would misuse it.

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