Surajit Ghosh

It's an ongoing thing because there are nuances in markets.

There are nuances in tax systems and currency systems.

So it takes a little bit of, as much as we want to standardize, you also have to bake in some of the nuances, otherwise people cannot use it.

So those sort of outliers we have to also bake in.

That's correct.

So we also get a lot of external inspiration.

So sometimes these large projects, we don't start by our own.

So we get inspiration from partners like IBM or someone else.

How have they done it in somewhere else and where it's really working?

So then you get those ideas, the learnings, and you start building that way.

And while doing that, you figure out that, wait a minute, we might have to do something different.

And maybe it's even better than what others have done.

So it also creates creativity.

A big one.

I think we don't look at tech for the sake of tech and embedding it.

One would say it's one single core, one single platform, everything coordinated.

What's the big deal?

The big deal is bringing people along to actually believe that there is a benefit of doing one way of business.

And that actually means the entire company, not just the leadership team.

So to bring everyone on board and say,