Suzanne

How do you ask somebody to, you can't, we can lead a horse to water. You can't force him to drink.

Hello, I'm calling today because my husband and I are severely in debt and we are trying to find, determine whether or not selling our home would be the best course of action.

Hello, I'm calling today because my husband and I are severely in debt and we are trying to find, determine whether or not selling our home would be the best course of action.

Hello, I'm calling today because my husband and I are severely in debt and we are trying to find, determine whether or not selling our home would be the best course of action.

Okay, so, well, basically we're roughly $215,000 in debt. That's excluding our mortgage.

Okay, so, well, basically we're roughly $215,000 in debt. That's excluding our mortgage.

Okay, so, well, basically we're roughly $215,000 in debt. That's excluding our mortgage.

So $115,000 is a student loan. Roughly $50,000 is credit card debt. And then another $48,500 is a home equity loan.

So $115,000 is a student loan. Roughly $50,000 is credit card debt. And then another $48,500 is a home equity loan.

So $115,000 is a student loan. Roughly $50,000 is credit card debt. And then another $48,500 is a home equity loan.

Yeah, I know. It's horrible.

Yeah, I know. It's horrible.

Yeah, I know. It's horrible.

About $8,000 a month.

About $8,000 a month.

About $8,000 a month.

Well, for transparency, obviously that's why I'm calling, is that we bought a new house a few years ago, and obviously we started using credit cards uncontrollably, and we did a consolidation loan to pay off credit cards.

Well, for transparency, obviously that's why I'm calling, is that we bought a new house a few years ago, and obviously we started using credit cards uncontrollably, and we did a consolidation loan to pay off credit cards.

Well, for transparency, obviously that's why I'm calling, is that we bought a new house a few years ago, and obviously we started using credit cards uncontrollably, and we did a consolidation loan to pay off credit cards.

But it didn't cover all of it. The home equity loan is to pay off the original debt we had on credit cards, but it didn't cover all of it.