Suze Orman

I did a big answer to this particular question.

Even if you change everything now, just so you know, to an irrevocable trust, it still will have a five-year look back.

back.

But here is the bottom line again.

Do you really want to deplete all your mother's money just so she could be on Medicaid, which means she doesn't have any money?

So now the state, everybody pays for her.

Do you have any idea of the care in a Medicaid nursing home when you're on Medicaid versus a private care patient?

Do me a favor, go back one or two Ask KT and Susie Anythings

right?

And you'll hear the answer to that question.

Ugh, again.

No, KT, here's the thing, seriously.

I get that people want to protect their money because they don't want to waste it going into a nursing home and doing all these things.

I get that sometimes the kids want their parents to protect the money so that they have money.

That's what the money of the parents are there for.

It's not just there so that the kids get to inherit money.

All of us have money.

Right?

Really, our main priority is that money takes care of us, us when we're older, so our kids don't have to take care of us, so that we can have help.

We can have aids.