Tim Herriage

Like you should, if you can't afford this, you should just expect, you shouldn't do it.

Like you should, if you can't afford this, you should just expect, you shouldn't do it.

And you should expect that the minimum investment is like a thousand bucks. If you can't afford to lose that thousand dollars, don't buy, don't invest. Yeah. But if you want to be supportive of a company that is insanely obsessed in the customer experience, you should definitely check us out.

And you should expect that the minimum investment is like a thousand bucks. If you can't afford to lose that thousand dollars, don't buy, don't invest. Yeah. But if you want to be supportive of a company that is insanely obsessed in the customer experience, you should definitely check us out.

Well, Google has an awesome saying. It says no one knows everything and everyone knows something.

Well, Google has an awesome saying. It says no one knows everything and everyone knows something.

And probably the thing I'm most excited about is the first shareholder meeting that's going to be in September where we bring together, you know, we do it somewhere really cool. Yeah, I already had it planned. You know, you bring together 500, 1,000 people that have all invested in the successful outcome of something. And the board and I are just super excited about

And probably the thing I'm most excited about is the first shareholder meeting that's going to be in September where we bring together, you know, we do it somewhere really cool. Yeah, I already had it planned. You know, you bring together 500, 1,000 people that have all invested in the successful outcome of something. And the board and I are just super excited about

bringing them together and hearing them and doing little focus groups, doing surveys. Like I don't want to just have people invest. I want people to hold us accountable and be a part of the next evolution of financing for investors. Like I said, 10 years ago, these DSCR loans, we, B2R Finance, I ran the sales and marketing team there. We originated the first ever DSCR loan. almost 10 years ago.

bringing them together and hearing them and doing little focus groups, doing surveys. Like I don't want to just have people invest. I want people to hold us accountable and be a part of the next evolution of financing for investors. Like I said, 10 years ago, these DSCR loans, we, B2R Finance, I ran the sales and marketing team there. We originated the first ever DSCR loan. almost 10 years ago.

It was in April. It may have been March, actually. It may have been exactly 10 years ago. Until that, it was only DSCR portfolio at B2R. And I went to the board at Blackstone. I said, look, 89% of the people that call us, even though like our website straight up says, don't call unless you have five freaking houses. 89% of the people that call say, I only have one. Can you help me?

It was in April. It may have been March, actually. It may have been exactly 10 years ago. Until that, it was only DSCR portfolio at B2R. And I went to the board at Blackstone. I said, look, 89% of the people that call us, even though like our website straight up says, don't call unless you have five freaking houses. 89% of the people that call say, I only have one. Can you help me?

I can't get money anywhere. And so Blackstone's like, fine, you can do $10 million worth of single asset loans. I'm a nerd. I'm a finance nerd now. In the securitizations, it's still called the SLP, which we came up with on the fly. It means single loan product. There you go. Because we had the entrepreneurial loan product, which was the five house portfolio.

I can't get money anywhere. And so Blackstone's like, fine, you can do $10 million worth of single asset loans. I'm a nerd. I'm a finance nerd now. In the securitizations, it's still called the SLP, which we came up with on the fly. It means single loan product. There you go. Because we had the entrepreneurial loan product, which was the five house portfolio.

And I had to call it something for the sales team. I was like, Brendan, what are we gonna call it? He's my VP of sales time. He goes, SLP is like, there you go. Still call that in securitization documents kind of funny, but, um, Yeah, man. Brian Partridge, who you've met, was kind of our number one sales guy at B2R back then.

And I had to call it something for the sales team. I was like, Brendan, what are we gonna call it? He's my VP of sales time. He goes, SLP is like, there you go. Still call that in securitization documents kind of funny, but, um, Yeah, man. Brian Partridge, who you've met, was kind of our number one sales guy at B2R back then.

He sold the first couple dozen of them, and we sold out in like three days. And you're like, oh. That's something. Yeah, and so we do DSCR as well, long-term rental loans. That is not a Ternus product yet. Since those have to be sold to life insurance companies or hedge funds or whatever because nobody has money to tie up for 30 years like that, that's still conforming to kind of –

He sold the first couple dozen of them, and we sold out in like three days. And you're like, oh. That's something. Yeah, and so we do DSCR as well, long-term rental loans. That is not a Ternus product yet. Since those have to be sold to life insurance companies or hedge funds or whatever because nobody has money to tie up for 30 years like that, that's still conforming to kind of –

The pain of normal, you know, you got to have credit and appraisal and all that. But, you know, we're closing them in two weeks. And that's kind of unheard of. Yeah. But we're doing that because my team is just, I mean, the reason speed is the first letter in stars and not the last is not only does time kill deals, but time will get you deals. So, like, today is the 20th of March.

The pain of normal, you know, you got to have credit and appraisal and all that. But, you know, we're closing them in two weeks. And that's kind of unheard of. Yeah. But we're doing that because my team is just, I mean, the reason speed is the first letter in stars and not the last is not only does time kill deals, but time will get you deals. So, like, today is the 20th of March.