Tim Herriage

Because we've got to make sure we're staffed with asset guys and gals. Right? People that really understand real estate. I can figure the rest out. Yeah. With finance people. I just need to make sure we're making good loans on good houses and good neighborhoods. Yeah. It's... Guys...

Because we've got to make sure we're staffed with asset guys and gals. Right? People that really understand real estate. I can figure the rest out. Yeah. With finance people. I just need to make sure we're making good loans on good houses and good neighborhoods. Yeah. It's... Guys...

Last night, right. And so that's one of the reasons, Justin, that we're selling shares is I am insanely obsessed with technology. Yeah. We are implementing machine learning into everything we do from even sizing or reconfiguring loan offers. So if you're a new person and you're buying a heavy rehab and you've never done a deal and you're borrowing money from your dad to get it done,

Last night, right. And so that's one of the reasons, Justin, that we're selling shares is I am insanely obsessed with technology. Yeah. We are implementing machine learning into everything we do from even sizing or reconfiguring loan offers. So if you're a new person and you're buying a heavy rehab and you've never done a deal and you're borrowing money from your dad to get it done,

We will do that loan. No doubt. But you're going to prepay six months of interest, and we may lower your loan to 65%. Yep. Well, we've now, for six months, we've been building and testing this automatic little robot that takes in those data points and says, and will give the customer a quicker answer to those what we call exceptions. Yeah. Right?

We will do that loan. No doubt. But you're going to prepay six months of interest, and we may lower your loan to 65%. Yep. Well, we've now, for six months, we've been building and testing this automatic little robot that takes in those data points and says, and will give the customer a quicker answer to those what we call exceptions. Yeah. Right?

If you're just buying a normal 3-2-2 brick house that needs paint and carpet, and you have money in the bank, like- Here's the money. Super easy. Yep. We've got to be able to say yes to some other things. And we're using AI and machine learning to do it. One thing that I'm super excited about is we download all call transcripts every night and we load it into the machine learning engine.

If you're just buying a normal 3-2-2 brick house that needs paint and carpet, and you have money in the bank, like- Here's the money. Super easy. Yep. We've got to be able to say yes to some other things. And we're using AI and machine learning to do it. One thing that I'm super excited about is we download all call transcripts every night and we load it into the machine learning engine.

I love that. And my IT guy, my VP of technology, has figured out a way to wait towards our top producing salespeople in those call transcripts. Because we're designing a chatbot that basically can underwrite your deals online and answer your questions. But we want to wait towards the... guy or gal that's actually getting stuff closed. Yeah. Not the maybe dipshit that's going to get fired. Right.

I love that. And my IT guy, my VP of technology, has figured out a way to wait towards our top producing salespeople in those call transcripts. Because we're designing a chatbot that basically can underwrite your deals online and answer your questions. But we want to wait towards the... guy or gal that's actually getting stuff closed. Yeah. Not the maybe dipshit that's going to get fired. Right.

That's right. We're using VAs for a lot of stuff. So we're just like the customer. It's like VAs and this and that. Yeah. But, We're downloading their inbox every day. What questions are they getting asked? How are they being answered? Are there common threads? Does it point to a part in your process that needs to be fixed?

That's right. We're using VAs for a lot of stuff. So we're just like the customer. It's like VAs and this and that. Yeah. But, We're downloading their inbox every day. What questions are they getting asked? How are they being answered? Are there common threads? Does it point to a part in your process that needs to be fixed?

If 80% of the customers ask the same question, you've got a massive problem on the front end.

If 80% of the customers ask the same question, you've got a massive problem on the front end.

massive is not massive, but for me it's massive because, again, my core values, speed and transparency. I need to be able to tell you everything as fast as possible so you can make an educated decision for your business and your family. So part of this fundraise, if they go to invest.turnus.com, it breaks down the use of proceeds.

massive is not massive, but for me it's massive because, again, my core values, speed and transparency. I need to be able to tell you everything as fast as possible so you can make an educated decision for your business and your family. So part of this fundraise, if they go to invest.turnus.com, it breaks down the use of proceeds.

We're going to spend $2.5 million on funding loans and there's like, I don't know, half a million. You have to reference the thing on just pure technology development. We're trying to It's so fun to build something on new technology and not be stuck on old technology. So that's another reason that we decided to raise the capital when we did is to improve in every way we can as fast as possible.

We're going to spend $2.5 million on funding loans and there's like, I don't know, half a million. You have to reference the thing on just pure technology development. We're trying to It's so fun to build something on new technology and not be stuck on old technology. So that's another reason that we decided to raise the capital when we did is to improve in every way we can as fast as possible.

And all investments involve risk. I've had some really good friends in the industry call like, hey, what do you think the projected return is? I'm like, I can't say that.

And all investments involve risk. I've had some really good friends in the industry call like, hey, what do you think the projected return is? I'm like, I can't say that.