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Tom O'Saben

πŸ‘€ Speaker
346 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

You know, there are some software services out there that offer free filing.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

The IRS no longer has the direct file system that also ended under the auspices of the one big beautiful bill.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

But there are still free file opportunities for those who qualify income wise and complexity of the return.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

But try to use electronic means, use direct deposit for refunds.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And I will also mention that President Trump signed an executive order

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

March, now a year ago, which said that Treasury is going to stop issuing physical check refunds, and they also don't want to continue to accept check payments.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

We can eliminate some of the risk of having things going through the U.S.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

mail, either from either a delay or being lost or destroyed, to go ahead and try to pay liabilities also by online means.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

I've been educating my clients, especially older folks who are who are not comfortable, you know, with, quote unquote, the IRS going in their bank account.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And they realize that we do have some control and we can schedule the payment.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

They'll be aware of it and all of that.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And I was going to mention, too, and I agree with you, Sean, you found it to be a good experience, didn't you?

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Yeah, it was fine.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

As far as giving the IRS my money, it's OK.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Right, right.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

But you can still wait.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

By the way, and I think that's a misnomer with a lot of folks, the due date, as you mentioned at the opening of our podcast, was that it is April 15th.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Just because you file your return today doesn't mean you have to pay it by April 15th.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And that's what I find myself doing with clients is scheduling that payment.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Now, when we're going back and we're reviewing last year's return, and you'll say, this is the number one phrase in 35 years of doing taxes that people are famous for saying, I didn't get anything.