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Tom O'Saben

πŸ‘€ Speaker
346 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

You would be surprised to hear that once in a while, there'll actually be money, like a dividend check that came and they thought it was a, they thought it was a, a government document.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

I said, here's a check, you know, for you.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

That's still constructive receipt, as they say.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Constructive receipt is a,

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

It's a good point.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

But Elizabeth, your point is very well taken.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Be organized.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And another piece of advice I would have, don't press send.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Get up and walk away and come back again and look at it with a fresh set of eyes and then maybe press send.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Yeah, that's an excellent point.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

One other comment I wanted to make about acceptance.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

with the idea of when we transmit a return to the IRS, does it mean everything's over, we don't have any issues that the IRS could come back on?

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And that's not the case at all.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And then finally, Elizabeth, you mentioned this at the open, when a return will reject saying that a social security number had already been used.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Now, that could be something as simple as you have a semi-adult child, I will say that.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

They're away at school, and they got together with their friends, and they filed their returns on the weekend.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Maybe they had a little job at the college or maybe off campus, and they went ahead and didn't indicate that they were a dependent.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And then mom and dad go and file the return claiming the child.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

IRS rejects the return saying this social has already been used.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Okay, that's an issue.