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Tom O'Saben

πŸ‘€ Speaker
346 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Boy, you're right now.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

I did have some unemployment benefits last year.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And, you know, another thing that the one big, beautiful bill has done besides these obvious deductions that we're talking about is the requirement to make sure that we have a Social Security number before we file.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And probably the most common area would be when there was a new child born, you know, during the year.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And do we have that social security number yet?

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

So in most cases, when you're electronically filing, I can't imagine the return being able to be transmitted.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

In other words, good form, no diagnostics that are preventing transmission.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

I can't imagine that any software will allow a return to go into the system without a social on it.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

So I think it's more of the people who still may be filed by paper and

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And if the Social Security number is not there at the time of filing, then many of the credits will in fact be disallowed on that filing.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

So make sure we've got a Social Security number.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And I think they use the term a Social Security number that makes one eligible to work, which I think is probably 99.9% of the Social Security numbers out there that have been issued.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

So make sure we have that information and double check it.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

I do that with my clients.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

I talk about good intake results and good output.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

So I will tell people, hey, let's see those social security cards, make a copy of them for me so we can verify, you know, the kids' full names and their social.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

And if someone, for example, had a marital status change, perhaps they changed their name.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

I can't count on one hand the number of people who just bring in and their envelopes that haven't even been opened yet.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Oh, we just put all this stuff in a folder and we bring it to Tom, you know, and in some of this, it's your job to open those envelopes.

NerdWallet's Smart Money Podcast
Talking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season

Exactly.