Travis (Big Yeti Kelsey)

I've only been a teacher for six years.

I've only been a teacher for six years.

I've only been a teacher for six years.

Yes, I was in retail management for almost 20 years, 18 years.

Yes, I was in retail management for almost 20 years, 18 years.

Yes, I was in retail management for almost 20 years, 18 years.

Well, we were... doing like most people, I guess, and spending every bit of raise that we got, and just, you know, we could afford the payment, so we'd buy it, and we had the payment, and then we came to realize that we're making, you know, what felt like a ton of money back then, and we didn't have any money left over. So one of my friends, actually, told me about this Dave Ramsey guy.

Well, we were... doing like most people, I guess, and spending every bit of raise that we got, and just, you know, we could afford the payment, so we'd buy it, and we had the payment, and then we came to realize that we're making, you know, what felt like a ton of money back then, and we didn't have any money left over. So one of my friends, actually, told me about this Dave Ramsey guy.

Well, we were... doing like most people, I guess, and spending every bit of raise that we got, and just, you know, we could afford the payment, so we'd buy it, and we had the payment, and then we came to realize that we're making, you know, what felt like a ton of money back then, and we didn't have any money left over. So one of my friends, actually, told me about this Dave Ramsey guy.

I came home, and I told her about this Dave Ramsey guy, and we went and bought your book. And she actually read it first in basically one evening, and she said it sounded great. Next day, I read it. We both said it sounded great, and we just went with it. Whoa.

I came home, and I told her about this Dave Ramsey guy, and we went and bought your book. And she actually read it first in basically one evening, and she said it sounded great. Next day, I read it. We both said it sounded great, and we just went with it. Whoa.

I came home, and I told her about this Dave Ramsey guy, and we went and bought your book. And she actually read it first in basically one evening, and she said it sounded great. Next day, I read it. We both said it sounded great, and we just went with it. Whoa.

Well, we paid aggressively. We paid off all our consumer debt, $92,000 of it in 18 months to two years. And we were progressively paying for the house until my son got into about junior high age. And we realized we wanted to spend some money on vacations and some experiences with him. So we kind of stopped aggressively paying on the house. We were down to...

Well, we paid aggressively. We paid off all our consumer debt, $92,000 of it in 18 months to two years. And we were progressively paying for the house until my son got into about junior high age. And we realized we wanted to spend some money on vacations and some experiences with him. So we kind of stopped aggressively paying on the house. We were down to...

Well, we paid aggressively. We paid off all our consumer debt, $92,000 of it in 18 months to two years. And we were progressively paying for the house until my son got into about junior high age. And we realized we wanted to spend some money on vacations and some experiences with him. So we kind of stopped aggressively paying on the house. We were down to...

How long did we – we had about $70,000 left on the house, and we kind of just were cruising on it. And actually, thanks to my mother-in-law, she just actually paid off the last $70,000 for us. Whoa! Wow! Pretty cool. Absolutely, yes.

How long did we – we had about $70,000 left on the house, and we kind of just were cruising on it. And actually, thanks to my mother-in-law, she just actually paid off the last $70,000 for us. Whoa! Wow! Pretty cool. Absolutely, yes.

How long did we – we had about $70,000 left on the house, and we kind of just were cruising on it. And actually, thanks to my mother-in-law, she just actually paid off the last $70,000 for us. Whoa! Wow! Pretty cool. Absolutely, yes.

Absolutely.

Absolutely.