Unknown Caller

Well, I'm calling y'all, so... So not well.

Well, I am calling because my husband and I, when we had some debt issues, we went to like a negotiation company, basically. They have us going into delinquency, and then they negotiate.

Well, I am calling because my husband and I, when we had some debt issues, we went to like a negotiation company, basically. They have us going into delinquency, and then they negotiate.

Well, I am calling because my husband and I, when we had some debt issues, we went to like a negotiation company, basically. They have us going into delinquency, and then they negotiate.

Yes, and I was totally against it. My husband, it just, okay. So this is the reality. So they have negotiated. We have a total of about $38,000. in debt, uh, with three different creditors, uh, it's credit cards. Um, so two of our credit cards were negotiated or settled, I should say. And we spoke to the representative yesterday because I'm like, I want to know, can we get out of this?

Yes, and I was totally against it. My husband, it just, okay. So this is the reality. So they have negotiated. We have a total of about $38,000. in debt, uh, with three different creditors, uh, it's credit cards. Um, so two of our credit cards were negotiated or settled, I should say. And we spoke to the representative yesterday because I'm like, I want to know, can we get out of this?

Yes, and I was totally against it. My husband, it just, okay. So this is the reality. So they have negotiated. We have a total of about $38,000. in debt, uh, with three different creditors, uh, it's credit cards. Um, so two of our credit cards were negotiated or settled, I should say. And we spoke to the representative yesterday because I'm like, I want to know, can we get out of this?

What's the penalty? You know, what is this all entail? And so right now, We still have one creditor that has not been negotiated yet. And I'm trying to tell my husband, I'm like, I want to get out of this. I think we can handle it ourselves. But, you know, he's kind of like, well, we're in it now and we need to, you know, stick with it so we can get out of this.

What's the penalty? You know, what is this all entail? And so right now, We still have one creditor that has not been negotiated yet. And I'm trying to tell my husband, I'm like, I want to get out of this. I think we can handle it ourselves. But, you know, he's kind of like, well, we're in it now and we need to, you know, stick with it so we can get out of this.

What's the penalty? You know, what is this all entail? And so right now, We still have one creditor that has not been negotiated yet. And I'm trying to tell my husband, I'm like, I want to get out of this. I think we can handle it ourselves. But, you know, he's kind of like, well, we're in it now and we need to, you know, stick with it so we can get out of this.

And I'm just trying to see if we do have a path to get out of it.

And I'm just trying to see if we do have a path to get out of it.

And I'm just trying to see if we do have a path to get out of it.

Yes, there is.

Yes, there is.

Yes, there is.

So the fees and penalties, so we've been 10 months into the program. Once they do your negotiations, for every payment that you do, it's $347 per month.

So the fees and penalties, so we've been 10 months into the program. Once they do your negotiations, for every payment that you do, it's $347 per month.

So the fees and penalties, so we've been 10 months into the program. Once they do your negotiations, for every payment that you do, it's $347 per month.

credit card you know that they are negotiating just to fees so i mean it's insane and that's for 12 months is what it is you see why i'm not a fan of these companies oh absolutely let's help you get out of debt by screwing you over completely exactly but they're like the payoff right now for those two would only be 16 000 how much money do you guys make