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The Ramsey Show

Be the Tortoise Not the Hare

29 Jan 2025

Transcription

Full Episode

14.893 - 33.248 Dr. John Deloney

Live from Franklin, Tennessee, from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people with their money, their relationships, their work, their mental and emotional health, with just about everything. I'm John Deloney, joined by my good friend George Camel, and we're taking your calls live, 888-825-5225.

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33.969 - 48.998 Dr. John Deloney

If you were born in the last century, the call is toll-free, and if you were born in this century, you don't even know what that means. 888-825-5225. Let's go out to Orlando, Florida and talk to Grace. Hey, Grace, what's up?

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50.359 - 51.859 Grace

Hi, how are you guys?

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52.3 - 55.161 Dr. John Deloney

I mean, I don't know a way we could be better. We're actually doing pretty good right now.

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56.275 - 58.496 Grace

I love that. I love that. Thanks for having me.

58.576 - 58.836 Dr. John Deloney

What's up?

59.256 - 80.325 Grace

I was calling in because I am getting married later this year. My fiance has no debt, but I am bringing in quite the load. I have about $180,000 in student loan debt. That's all private. And about $15,000 in credit card debt. And I've been told multiple things. I've been told to file for bankruptcy while I'm single. No!

80.345 - 83.347 Dr. John Deloney

Who's telling you this? You can't even discharge that $180,000.

84.938 - 93.341 Grace

Yeah. So I just, I feel a lot of options. I've been grinding. I got a higher paying job and I'm really trying, but I'm just curious, you know.

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