Vivian Tu
👤 SpeakerAppearances Over Time
Podcast Appearances
Yeah.
And she'll think.
And if it's 12, I'm like, hell yeah.
If it's 15, I'm like, I got a ways to go.
If it's 20, I'm cooked.
But like having an FU number is the same benchmarking process that I find personally is very helpful to me.
If you're someone who swipes away the tracker.
Maybe it won't be as helpful for you.
But I want to see how much further I have to go.
And I still got a ways to go.
It would have to be assets that are actively able to throw off gains.
The alternative... So you wouldn't count a house in that then?
You can because you can borrow against the house.
Right.
However, the borrowing against also gets very dicey.
Yeah.
Because...
If you borrow and you get a little bit underwater on things, you might owe some money back.
Then you get a little tricky.
If we want to keep things simple, I would say have it be assets that are actually going to throw off interest, cash, any sort of gains that you're going to be able to extract.