Vivian Tu
👤 SpeakerAppearances Over Time
Podcast Appearances
It does not matter.
Some people prefer the snowball, which is you ranking from smallest to largest balance.
It's great positive reinforcement because you're able to clear accounts faster, but you pay more interest.
And Aries, I'm like really impatient.
And we're talking about someone who does not have the money to afford that interest.
All right.
So we got to go fastest.
Total debt, that's the T. Total debt.
R stands for retirement.
I know, you know, especially my audience, so many people are young and they're like... They're not thinking about retirement.
They're like, it's 40 years away.
It's 30 years away.
It's like, it will be here.
It will be here before you know it.
And again, now I do know where this study come from.
Credit Karma did a survey and over...
A quarter of people over the age of 59 have not a dollar save for retirement.
Not a dollar.
27% is the actual.
Not a dollar.