The Rich Stay Rich Because They Watched It Work | Vivian Tu
episodePreviously titled “Former Wall Street Trader Reveals The Money Truth No One Taught You | Vivian Tu” — renamed by the publisher on Aug 12, 2026
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Why does proximity to wealth matter more than talent?
What are you doing here? It's time to leave.
You know it's been a good holiday when you feel like going into hiding. Under the sun. So you don't have to leave yet. Lomiajoiden et soisi loppuvan. Osta, vuokraatta ny. Oiko tiellä kaikki järjestyy?
When we left for the winter holiday, I thought we would go by car first. But then we went by train and dad drove our car there. We stayed there in the train all night. The sleeping car was really nice, except I wanted to sleep upstairs. But my sister went there when she was older. And in the morning, when I woke up, we were together. Freedom travels by rail.
How can likability impact your earning potential?
VR. On a joint journey.
There's a study, and it shows that the smartest person is not the one that gets paid the most.
Right.
Being smart and being the best employee gets you to a certain point. You need to be liked.
Best-selling author, the Taylor Swift of finance.
Personal finance educator, public speaker.
She is Vivian Tooley. Women who bring nothing more to the table than their good looks have a depreciating asset. I don't want to say that, but it's true.
It is true.
I think there's going to be a real painful, like, come to Jesus moment.
Welcome back everyone to the School of Greatness. Very excited about our guest.
What strategies can help you ask for a raise effectively?
We have the inspiring Vivian Tu in the house, who is a former Wall Street trader, financial expert, teacher, coach, podcaster, and now author of Rich AF, which is all about the winning money mindsets that will change your life. Vivian, thank you for being here.
Thank you so much for having me.
Appreciate it. I'm so excited because money is something that a lot of people struggle with. So many people struggle with it. Even when they have money, it's almost like they're more afraid of it and they get more scarce. They don't know how to manage it. All these different things. I'm curious, though, for people that don't have money or feel like money is out of reach for them. Is it possible for anyone to become wealthy or to become rich? Or is it only for a certain mindset or a certain demographic of people?
Yeah, I think anybody who wants to have money, anybody who wants to have richness can get there. It certainly is not as easy as everyone on the internet makes it seem. It's not rah, rah, Amazon dropshipping, rah, rah, wholesale real estate, rah, rah, buy some life insurance and you're good to go.
Why is discussing finances with your partner essential?
That's just not it. And I think a big conversation that we don't talk about is proximity, right? In my life now, I have many rich friends. And those rich friends provide me additional rich opportunities. So I got to go to the US Open on a bank's dime because my fiance worked with a guy who is at an investment bank. And he had four tickets, took him, his wife, my fiance, and myself. Those tickets are thousands of dollars. They're very, very expensive. I have friends who had an incredible accountant, had great team in terms of financials for business. And they were like, you should talk to my team. That's how I got hooked up with my business manager. If you don't have that proximity to people who have money, who've done it, who played the playbook,
How are you going to learn it? Because sure, if you are a young person growing up low income and you want to make smart money decisions, work very hard in school, get good grades, do the American dream thing, and you go, you get to Harvard, okay? You get to Harvard, the rich kids still don't wanna be friends with you.
What is the STRIP method for achieving financial health?
Why not? Because you can't afford to split the table at the club on Friday night. Wow. You can't afford to pay for the dues for your finals club or whatever they call it. you don't have that money to get you there. So I think the process of becoming wealthy and becoming rich and having money It's available to anyone, but the trajectory and the timeline is very, very different.
Interesting.
Where you start.
So proximity alone isn't enough is what I'm hearing you say, because you could have the grades or the skills and the proximity, but if you don't have the money still, then people may not... What are you saying?
So I'm saying that proximity makes it easier.
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Chapters
8 chapters
1
Why does proximity to wealth matter more than talent?
0:02–1:17
2
How can likability impact your earning potential?
1:17–1:56
3
What strategies can help you ask for a raise effectively?
1:56–3:03
4
Why is discussing finances with your partner essential?
3:03–4:24
5
What is the STRIP method for achieving financial health?
4:24–5:13
6
How can women ensure financial independence in relationships?
5:13–5:57
7
What are the signs of a healthy financial mindset?
5:57–6:51
8
How can one prepare for potential layoffs in the current job market?
6:51–1:11:44
Speakers
2 identifiedMore from The School of Greatness
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7 Signs You're About to Get Rich | Lewis Howes
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Your Phone Is Stealing the Life You Actually Want | Cal Newport
Rebuild Your Identity in 3 Steps and Finally Make Habits Last | Dr. Kim Foster