Zach Perret

So many things. We were talking about experience. I've been proven time and time again that hiring for experience in certain pockets where deep industry expertise matters is really, really important. And so that's been just really in my face a couple of times. What technology or advancement is most underrated?

The last time I had this, like, oh my gosh, the internet, this is the way that technology is going to go. Like, there were a few of them recently, like, trying the meta-ray bands. It's like, oh my gosh, like, this is a thing that's going to happen. Like, I'm dealing with some of the AI stuff. It's been fascinating.

The last time I had this, like, oh my gosh, the internet, this is the way that technology is going to go. Like, there were a few of them recently, like, trying the meta-ray bands. It's like, oh my gosh, like, this is a thing that's going to happen. Like, I'm dealing with some of the AI stuff. It's been fascinating.

The last time I had this, like, oh my gosh, the internet, this is the way that technology is going to go. Like, there were a few of them recently, like, trying the meta-ray bands. It's like, oh my gosh, like, this is a thing that's going to happen. Like, I'm dealing with some of the AI stuff. It's been fascinating.

Like, one of the first ones I had was, it's like ShopPay, where I showed up to this website and it had all my information and I just clicked buy. And it was like, ah, that's how the internet's supposed to work. And I think that that innovation is underrated. Everyone's cloned it now, and PayPal's done it, and Stripe's done it. Everyone's built the same thing.

Like, one of the first ones I had was, it's like ShopPay, where I showed up to this website and it had all my information and I just clicked buy. And it was like, ah, that's how the internet's supposed to work. And I think that that innovation is underrated. Everyone's cloned it now, and PayPal's done it, and Stripe's done it. Everyone's built the same thing.

Like, one of the first ones I had was, it's like ShopPay, where I showed up to this website and it had all my information and I just clicked buy. And it was like, ah, that's how the internet's supposed to work. And I think that that innovation is underrated. Everyone's cloned it now, and PayPal's done it, and Stripe's done it. Everyone's built the same thing.

But the first time I saw that, they had just this incredible advantage relative to the rest of the market. So it was very cool.

But the first time I saw that, they had just this incredible advantage relative to the rest of the market. So it was very cool.

But the first time I saw that, they had just this incredible advantage relative to the rest of the market. So it was very cool.

If anyone can get credit, get access to credit based on the data that they have with them in their head, your transaction history and so forth, you have the ability to link that based on the data you have in your head, that would be a huge unlock.

If anyone can get credit, get access to credit based on the data that they have with them in their head, your transaction history and so forth, you have the ability to link that based on the data you have in your head, that would be a huge unlock.

If anyone can get credit, get access to credit based on the data that they have with them in their head, your transaction history and so forth, you have the ability to link that based on the data you have in your head, that would be a huge unlock.

I think if financial fraud, which right now, at least in the US, is growing at an increasing rate, if we can have it either flat or at least growing at a decreasing rate, minimally, ideally declining, that would be huge. And I think we can very realistically do that. And I think if it's a one-tap experience to apply for a loan, that's the threshold that we have. That's the target that we have.

I think if financial fraud, which right now, at least in the US, is growing at an increasing rate, if we can have it either flat or at least growing at a decreasing rate, minimally, ideally declining, that would be huge. And I think we can very realistically do that. And I think if it's a one-tap experience to apply for a loan, that's the threshold that we have. That's the target that we have.

I think if financial fraud, which right now, at least in the US, is growing at an increasing rate, if we can have it either flat or at least growing at a decreasing rate, minimally, ideally declining, that would be huge. And I think we can very realistically do that. And I think if it's a one-tap experience to apply for a loan, that's the threshold that we have. That's the target that we have.

It's like, I want to apply for a loan. Click Apply. Do a face ID. Great. Your application's submitted. That's the goal.

It's like, I want to apply for a loan. Click Apply. Do a face ID. Great. Your application's submitted. That's the goal.

It's like, I want to apply for a loan. Click Apply. Do a face ID. Great. Your application's submitted. That's the goal.

Yeah, it's been super fun. Thank you for having me.