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48 Hours

The Money Trail

Thu, 21 Nov 2024

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In November 2000, bank manager and single mother Michelle Renee was in her Vista, California, home with her seven-year-old daughter Breea, when three masked gunmen broke into the house. The gunmen held them captive overnight, and in the morning strapped dynamite onto their backs. Breea was shoved into a closet, while Michelle was ordered to rob the bank where she worked. She obeyed, and the next morning she cleaned out the bank vault and gave the gunmen a duffel bag containing $360,000. Police and FBI investigation soon apprehended four suspects: Christopher Butler, Lisa Ramirez, Christopher Huggins, and Robert Ortiz. “48 Hours" correspondent Susan Spencer reports. This classic "48 Hours" episode last aired on 7/23/2010. Watch all-new episodes of “48 Hours” on Saturdays, and stream on demand on Paramount+. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

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Transcription

Chapter 1: What happened to Michelle and Breea on that fateful night?

12.699 - 41.976 Michelle Yeoh

We had gotten home right around 6.30. The sun was setting, and we were getting ready to go into the house and make homemade pizzas. I was a single mother, and my daughter loved when we got to spend time together. We decided to sit down on the couch and play some Game Boy to unwind from the day. And then everything was completely shattered in one blink of an eye.

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45.026 - 70.597 Michelle Yeoh

The back door to our house just came crashing in with a sound that is completely indescribable. There were three men all dressed in black and masked, rushing towards us, SWAT style, in a line. They grabbed us, threw us to the floor. One man was on my back with guns to my head, and the duct tape started to unroll and rip.

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75.384 - 99.296 Michelle Yeoh

My daughter was out of sight, couldn't hear her, didn't know what was going on, and I was screaming for our life. There's three of them. There's nothing, absolutely nothing I could have done to protect her. I'm Michelle Renee, and I was kidnapped and held hostage along with my seven-year-old daughter.

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104.093 - 137.26 Michelle Yeoh

We were held for 14 hours all night long until the next morning when it was time to, as they said, go to work. That meant go rob the bank on that day. They duct taped dynamite to our backs. He showed us a device that he said was a detonation device. He said, if you don't do everything perfect, your daughter will blow up first, you will blow up next. So don't screw this up.

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Chapter 2: How did the intruders control Michelle and her daughter?

143.523 - 144.123 Rick Brown

Show me the money.

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144.143 - 145.844 Loretta Myers

Tonight's 48 Hours Mystery.

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160.953 - 165.701 Michelle Yeoh

I start feeling anxiety when I'm approaching the house.

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167.124 - 173.736 Susan Spencer

It was here at this hillside home in Vista, California, where Michelle Renee once felt happiest.

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174.045 - 178.788 Michelle Yeoh

lived in my dream house pretty much. It was up on top of a hill. It was overlooking the ocean.

179.228 - 186.813 Susan Spencer

She was 35, a divorced single mother raising her daughter Bria and working full time as a bank manager.

187.294 - 192.277 Michelle Yeoh

I felt very, very safe. I felt like we were far away from everything.

193.297 - 203.224 Susan Spencer

Until that awful night nine years ago when the three masked men charged through her back door. And everything was slow motion in that moment.

206.636 - 222.615 Michelle Yeoh

It was like it wasn't real. Oh, my God, my daughter. They pointed their guns at Michelle and Bria. I was just begging for her life. Please don't hurt her. Please don't hurt her.

Chapter 3: What was the plan for the bank robbery?

232.065 - 235.687 Susan Spencer

This video was shot by the FBI after the break-in.

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235.707 - 242.69 Breea

They said, do you know why we're here? I said, no, I have nothing. I mean, you know, we don't have anything. Why are you here?

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246.581 - 253.246 Susan Spencer

But it turns out this was not just some random crime. We've been following you for weeks.

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253.787 - 270.38 Michelle Yeoh

We know everything about you. We know you have a roommate when she coming home. And most important of all, they knew where she worked. We know you're the bank manager. That's why we're here, because you're going to get us the money out of the vault of that bank or you're going to die.

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272.145 - 280.614 Susan Spencer

the intruders turned off all the lights, duct taped Michelle and Bria's wrists and ankles, and then dumped them on the couch.

281.315 - 289.865 Michelle Yeoh

They threatened us all night long. Okay. I was counting the minutes to the end of my life.

293.775 - 303.443 Susan Spencer

At 11 p.m., Michelle's roommate, Kimbra, came home. The gunman overpowered her, duct taped her too, and dragged her over to Michelle.

303.864 - 311.41 Michelle Yeoh

At that point, they were really, really graphic with their sexual talk, super, super bad.

312.898 - 317.682 Susan Spencer

Michelle says it was always clear which of the three men was in charge.

Chapter 4: How did Michelle manage to rob the bank?

640.225 - 663.819 Unknown

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664.099 - 669.823 Unknown

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677.606 - 685.708 Michelle Yeoh

I thought for sure once they get what they want, once they get the money, we're dead. They don't want witnesses.

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686.569 - 694.371 Susan Spencer

Terrified and with sticks of dynamite cutting into her back. I didn't know what I would find when I got home, if I made it home.

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694.731 - 704.054 Michelle Yeoh

Michelle Renee raced back to the house. All I knew was that's where my daughter was. Nothing else mattered. All I could think of was getting back to her.

704.884 - 710.106 Susan Spencer

She found Kimbra on the bed and Bria in the closet, right where she'd left her.

710.666 - 721.749 Unknown

I was so excited. I was like, someone's coming back. It's my mom. I think it's my mom. And I was like, OK, it's over. It's over, because if my mom's back, they're gone.

721.769 - 745.166 Michelle Yeoh

I just wanted to grab her and never, never, ever let go of her. I just wanted to hold her. Hold her, she did. I was crouched down. I was just right in front of her, holding her, getting the tape off of her. It hit me right then. Oh, my gosh. I've got dynamite on my back.

745.186 - 772.608 Susan Spencer

I've got dynamite on my back still. But Kimbra and Bria's dynamite was gone. Kimbra said one of the men just ripped it off. Later, police took these photos to illustrate what happened. And I was like, okay, get it off of me. Get it off of me. And she did. Kimbra dashed outside and put the dynamite on the retaining wall. Then all three ran up the hill to the nearest neighbor. That security gate.

Chapter 5: What evidence led to the capture of the suspects?

1217.076 - 1229.245 Susan Spencer

Chris Butler was under surveillance when police nabbed him at this intersection. In the car with him was his girlfriend, Lisa Ramirez, whom police suspected was the woman in the bank.

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1229.545 - 1233.108 Investigator Mike Mayhew

They were in shock. I would, yeah.

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1233.128 - 1236.19 Susan Spencer

They thought they were such master criminals they could never be caught, or what? Correct.

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1237.051 - 1238.312 Investigator Mike Mayhew

They thought they were free and clear.

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1257.022 - 1256.582 Investigator Mike Mayhew

$10,000, $5,000, $2,000.

1257.102 - 1268.427 Susan Spencer

Wow, that's a lot of money. And in the glove compartment, this gun. It's a BB gun. It's not a real weapon, but... This is a BB gun?

1268.468 - 1268.688 Investigator Mike Mayhew

Yes.

1269.568 - 1276.472 Susan Spencer

The treasure hunt continued at this house, where Butler and Ramirez had been staying. How important was the evidence that you found here?

1277.073 - 1280.014 Investigator Mike Mayhew

At this residence, it was crucial, I would say.

Chapter 6: How did Michelle's past complicate the investigation?

1422.917 - 1447.664 Susan Spencer

Here was Lisa pointing the finger at Michelle. Determined to find the truth, investigators again asked Michelle to reenact the crime, this time with props. Though they had reservations, they put fake dynamite on her, Kimbra, and even on little Bria and took those pictures. Were you testing her?

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1448.004 - 1457.652 Investigator Mike Mayhew

We were allowing the evidence to guide us where we needed to go. She was going to survive or she was going to break. She was very upset, very emotional.

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1458.22 - 1466.367 Michelle Yeoh

They didn't say, we think you're innocent but we're doing our job. They didn't say, we have to investigate because this is our job. They didn't do any of that.

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1466.568 - 1472.173 Investigator Mike Mayhew

Every time we pushed a button, she would react in a way a true victim should.

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1472.793 - 1477.317 Susan Spencer

Investigators were inclined to believe her, but still, they were puzzled.

1477.698 - 1482.174 Investigator Mike Mayhew

And we say, What are we missing? What did we miss on this?

1482.634 - 1493.721 Unknown

You just didn't think these bozos could do it by themselves. That was always kind of in the back of our mind, is how can these four individuals pull this off without assistance?

1494.021 - 1496.163 Susan Spencer

You mean just because they just didn't seem smart enough?

1496.183 - 1497.644 Unknown

They just didn't seem smart enough.

Chapter 7: What was the aftermath of the robbery for Michelle and her daughter?

1567.579 - 1577.671 Susan Spencer

It was a nerve-wracking year and a half after the kidnapping and robbery before the first two defendants, Chris Butler and Lisa Ramirez, went to trial.

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1578.031 - 1581.796 Michelle Yeoh

There's no possible way to prepare for what was about to happen.

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1582.352 - 1594.178 Susan Spencer

Michelle was the state's key witness, and she was feeling the pressure. She could no longer bear to work at the bank. She left her dream house, and now she had to face her captors.

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1594.598 - 1600.581 Michelle Yeoh

Every single emotion you can imagine was just coming at me like darts.

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1601.081 - 1603.963 Susan Spencer

But at least prosecutor Tom Manning was on her side.

1604.423 - 1614.165 Unknown

We looked under every rock and explored every detail. I believed she was a victim, and I couldn't imagine that Michelle would put Brea in that kind of jeopardy.

1614.645 - 1633.748 Susan Spencer

Early on, Manning felt pretty good about his case. Along with an abundance of evidence, he had Michelle's roommate to back up her story. And better yet, he had a confession from Lisa Ramirez. Even Lisa's own lawyer, Herb Weston, saw this as a long shot for his client.

1634.056 - 1638.277 Unknown

You play the card your doubt, and then you try to get a winning strategy.

1638.577 - 1650.681 Susan Spencer

He wasn't expecting miracles. Things didn't look too bright at the beginning. Things really stunk. But he got a miracle. The judge threw out Lisa Ramirez's confession.

Chapter 8: What were the consequences for the suspects involved?

1801.673 - 1804.794 Unknown

Normal and typical ways victims and witnesses act.

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1804.994 - 1812.911 Susan Spencer

I'm going to be strong. But Michelle was her own worst enemy. She even argued with the prosecution.

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1813.191 - 1818.416 Unknown

You can see anger, and she gets defensive. It obviously caused concerns for the jury.

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1819.578 - 1830.356 Susan Spencer

Was there anything that she did well as a prosecution witness? Showed up. When it was the defense's turn, Weston went gunning for Michelle.

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1830.717 - 1840.702 Unknown

We don't win cases by evidence. We win cases by emotion. She did certain things that just seem so unbelievable.

1841.823 - 1848.447 Susan Spencer

Specifically, why would Michelle race home to her daughter if she believed the dynamite was real?

1848.667 - 1863.49 Unknown

Here's a person who's supposed to have a bomb on her back. A bomb. And she's so worried about her daughter. So she runs into the same room where her daughter was. Would you take the chance? Does that seem believable?

1864.73 - 1868.811 Susan Spencer

And if she had really been bound with tape, where were the marks?

1869.331 - 1874.632 Unknown

Why isn't there any tape marks? That's what tape does. It leaves marks, and yet they don't find any of that. Why?

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