On this episode of the Money Matters podcast Danni and Laura tell you everything you need to know about saving for a deposit to buy a home. They chat to two women who took very different paths on the way to fulfilling their house buying dreams. A house is normally the biggest purchase you’ll ever make and one that requires some serious saving in order to cobble together the deposit required. There are government programmes to help, and we talk through whether things like the Lifetime ISA and, the now retired, Help to Buy ISA are right for you. Danni chats to Emma Keywood from AJ Bell’s Dodl platform who recently moved into her first home and was ridiculously organised from a very young age. Laura catches up with the inspirational Clare Seal, who started the Instagram account MyFrugalYear to anonymously document her journey out of debt. She’s since revealed her identity and, along with writing three books, she and her partner have just bought a house – so we spoke to her about how you can go from debt to deposit. This podcast was recorded before the recent changes to stamp duty announced by the Government in the mini-Budget.

Ask this episode

“What did the council decide on item 42?” — answered with the speaker and the moment.

Transcript

Related