Money Matters by Allworth Financial

Tax planning opportunities, when a portfolio holds too much cash, and how much Nvidia stock is considered too much?

22 Jun 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk with Allworth advisor Blake Davelaar about tax planning opportunities in light of the upcoming 2024...

The impact of the AI boom, when it’s time to hire a financial advisor, where to park proceeds of a home sale, and more.

15 Jun 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why you should not get too excited about the AI stocks dominating the market. A man who fired hi...

The risk of investing in commercial real estate, when Roth conversions don’t make sense, minimizing your tax liability, and where beginning investors struggle.

08 Jun 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the danger that comes with owning commercial property. A 60-year old retiree learns why he shoul...

The number one objective of financial planning, high-yield savings accounts vs. CDs, how to stay in a lower tax bracket, and a strategy to generate income.

01 Jun 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why financial planning must go beyond discussions about money. A Florida man wants to know the b...

The psychological aspect of retirement, when Roth conversions make sense, and questions about pensions, risk tolerance, and life insurance.

25 May 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk with an executive coach who helps people navigate the parts of retirement that don’t involve mone...

A stock market milestone, meme stock mania, navigating the financial impact of a divorce, and the advice Scott and Pat gave that wound up in Italy.

18 May 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why sitting on the sidelines instead of in the stock market can be so detrimental to your retire...

A crackdown on salespeople posing as advisors, a widow who needs an income strategy, plus questions about a reverse mortgage, an RMD, and Social Security.

11 May 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat weigh the pros and cons of the Labor Department’s looming crackdown on so-called advisors who sell fin...

Tricky economic times, a financial safeguard many must have, plus advice on risky investment funds, annuities, and taxes tied to inheritances.

04 May 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss complicated financial conditions unfolding in the U.S. and around the world. An Ohio father with...

A condo investment question, a younger father dreaming of an early retirement, and when you might own too much company stock.

27 Apr 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat help a woman decide whether it’s a good idea to sell her rental property. A father of two with a third...

A teen with a large inheritance, a heart transplant recipient who wants financial success, and how a qualified advisor keeps you calm when the waters are rough.

20 Apr 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat help a 19-year old decide where to park $400,000 a distant relative passed down to him. It leads to a di...

Why some investors should ignore economic data, a $700,000 inheritance question, and a warning about advisors who act as fiduciaries only some of the time.

13 Apr 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat start the show by discussing the current state of the economy with Allworth Chief Investment Officer And...

The new pump and dump scheme, where to invest in 2024, and questions about a portfolio allocation, an estate plan, and income streams.

06 Apr 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the latest technique fraudsters are using to trick investors. A retired teacher finds out why sh...

The balance between living for the present and saving for the future, the tax implications of retirement contributions, why home loans can make sense for good savers, and a talk about tithing.

30 Mar 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain the financial impact of embracing not just the journey, but the destination. A Virginia caller w...

Financial advisors under the microscope, plus questions about Social Security, a portfolio allocation, wash sales, and bond funds.

23 Mar 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain where you can go to find out whether a financial advisor is legit. A caller with three adopted g...

The Wall of Worry, investor cynicism, market timing and Roth conversions, plus tax advice for people with multiple qualified plans.

16 Mar 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat start the show by discussing the infamous Wall of Worry, before discussing market resilience in the face...

Social Security and legislative risk, the importance of tax diversification, where to invest extra income, and a conflict of interest solved.

09 Mar 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat start the show by explaining how proper financial planning can overcome legislative risk to a portfolio....

The AI stock boom examined, the assets to grab during a divorce, and a Roth conversion issue with an elephant in the room.

02 Mar 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss whether the current mania over the “Magnificent Seven” stocks could lead to a dangerous bubb...

A lesson on portfolio diversification, clearing up confusion about IRA tax rules, and how proper financial planning can lead to golden opportunities.

24 Feb 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat start the show by tying the commercial real estate crisis to the importance of diversification. Then the...

A Bitcoin breakdown, how to find your retirement number, and where to put $1 million in inherited assets.

17 Feb 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat start the show by discussing the risk of speculating in Bitcoin. A California caller asks for help deter...

A 401(k) transfer question, a long-term care concern, and the call that made Scott and Pat say “uh-oh!”

10 Feb 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat help a woman decide whether to move an old 401(k) into an IRA. A California man asks whether he should c...

The current state of the economy, a defined contribution plan question, the beauty of a solo 401(k), and when taking Social Security isn’t so simple.

03 Feb 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat start the show by discussing current economic news with Allworth Chief Investment Officer Andy Stout.  ...

A Roth account question, guidance on a portfolio allocation, and where to invest $800,000.

27 Jan 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat help a caller decide whether to contribute money to a Roth account. A man who will retire next month ask...

Bitcoin ETFs, a risk tolerance dilemma, a mortgage payoff question, and a 529 contribution strategy.

20 Jan 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss whether investing in Bitcoin ETFs is safe. A Washington state woman asks for help aligning her r...

The financial benefits of delayed gratification, concerns about a trust, a 401(k) roadblock, and a portfolio problem solved.

13 Jan 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat provide honest advice for those choosing to spend now instead of saving for later. A Florida man who is ...

A family financial review, a donor-advised fund question, advice on a stock transfer, and assistance on an annuity.

06 Jan 2024

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why now is a good time for parents to do a financial analysis with adult children. A California ...

Scott and Pat tackle questions about college costs, financial gifts, and estate planning.

30 Dec 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat start the show by helping a father decide whether he should self-fund his daughter’s college costs. Th...

Bridging the gap between having wealth and feeling free, where to invest an inheritance, and questions about Social Security and Roth conversions.

23 Dec 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why having all the money in the world may not lessen your worry about it. A Pennsylvania teacher...

2024 financial resolutions, worries about a Roth conversion, and when cashing out an annuity makes sense.

16 Dec 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain the benefit of investing in index funds. Allworth advisor Mark Shone joins the show to discuss s...

After-tax 401(k) contributions, year-end tax tips, guidance on annuities, and more.

09 Dec 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss why the struggle is real for some younger investors. A 49-year-old California man wants to know ...

The red-hot stock market, why cash isn’t the long-term answer, and your retirement planning questions answered.

02 Dec 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss why the markets are on fire right now. They help a Phoenix man work through a great financial pl...

The strange things people do with inherited money, questions about a pension and long-term care, and the danger of investment products.

25 Nov 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why receiving a financial windfall can make you more of who you already are. A 58-year-old singl...

Two times when it might make sense to tweak your portfolio, plus questions about a reverse mortgage, Social Security, and Roth conversions.

18 Nov 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain the instances when changing an investment portfolio could be the right thing to do. They revisit...

How investors should react to the current state of the economy, a question about a reverse mortgage, and when renting out a home beats selling it.

11 Nov 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk with Allworth Chief Investment Officer Andy Stout about the economic factors driving stock market a...

The four components of a happy retirement, when renting out a home beats selling it, and the nuances and importance of Roth conversions.

04 Nov 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the specific factors that spawn satisfaction and joy in retirement. An Ohioan who is getting mar...

The qualities of a financial advisor who cares about you, the pros and cons of a HELOC, a property tax query, and more.

28 Oct 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat reveal the qualities of a wealth manager who cares about you, and one who doesn’t. A caller from Massa...

Why crypto was a recipe for disaster, where to invest cash when you have too much, the power of financial planning when the unexpected happens, and more.

21 Oct 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain how they knew years ago that the crypto craze would turn chaotic. A California man asks whether ...

Why the fundamentals of investing are critical right now, a question about an old 401(k), a retirement account dilemma, and more.

14 Oct 2023

Contributed by Lukas

War in the Middle East. Turmoil in Congress. On this week’s Money Matters, Scott and Pat explain why the key for investors right now is calm. Then, ...

Why investors need a sounding board, plus questions about life insurance, bond accounts, and Roth conversions.

07 Oct 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss one of the most important qualities of a trusted financial advisor. A caller from Colorado asks ...

Lessons on long-term care, bonds, retirement income, home sale proceeds, and more.

30 Sep 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat start the show by discussing economic headwinds facing Wall Street right now. You’ll hear why they thi...

A deluge of empty buildings, where to invest home sale proceeds, and the importance of embracing your future self.

23 Sep 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat start the show by discussing the worries in the commercial real estate market. Then, a woman who plans t...

Where the key to financial independence lies, plus questions about life insurance, long-term care policies, a Roth 403(b), and state taxes.

16 Sep 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat start the show by explaining why the key to financial independence is less about your money and more abo...

A Roth conversion question, where to invest CD proceeds, and cleaning up an unorganized financial mess.

09 Sep 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat start the show by discussing drama in the crypto world. A Montana woman who retired last year asks for a...

Why retirees return to work, the current state of the economy, and a mortgage payment puzzle.

02 Sep 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss why so many people who voluntary left the workforce want jobs again. Allworth Chief Investment O...

Scott and Pat tackle questions about college costs, financial gifts, and estate planning.

26 Aug 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat start the show by helping a father decide whether he should self-fund his daughter’s college costs. Th...

Why it’s time to review your insurance policies, questions about real estate investments and RMDs, and a guide to financial planning during turbulent times.

19 Aug 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why deadly fires in Maui should compel you to review your insurance policies. A house flipper fr...

The strange things people do with inherited money, questions about a pension and long-term care, and the danger of investment products.

12 Aug 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why receiving a financial windfall can make you more of who you already are. A 58-year-old singl...

The secret to success in investing, a call for help with a marital dispute, and advice on a long-term care policy.

05 Aug 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss what might be the single most important rule to abide by if you want financial independence. A f...

The monster U.S. budget deficit, a marital conflict over a dream home, and investor biases explained.

29 Jul 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the ramifications of the federal government’s $1 trillion budget deficit. A California woman w...

Why some shouldn’t make extra mortgage payments, a question about a 529 plan, and how much Apple stock did you say you have?

22 Jul 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat help a Colorado caller understand why she should avoid making extra payments on her home. Then, a father...

Why age shouldn’t determine stock allocation, questions about taxes and life insurance, and the vacation home that became an inheritance nightmare.

15 Jul 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain the factors that should dictate how much stock you own. A newly married couple asks whether open...

The joy of financial planning, the income tax hitting good savers, and the danger of owning individual stocks.

08 Jul 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the gratification that comes with creating a long-term plan for retirement. A caller from Chicag...

The danger of timing a recession, a retirement withdrawal strategy, and a deep dive into the world of wealth taxes.

01 Jul 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why it’s not a good idea to buy and sell when recession talk ramps up. A retiree from Ohio ask...

Zombie mortgages explained, indexed annuities discouraged, and Medicare costs dissected.

24 Jun 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss mortgages from long ago that are suddenly haunting homeowners. A 49-year-old Arizona man asks wh...

Why most investors underperform the market, where to put home sale proceeds, and finding a place for 401(k) funds in retirement.

17 Jun 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why chasing short-term gains can lead to long-term problems. A Tennessee father asks whether buy...

The cost of money, how to pivot when investments are locked up, and an unexpected response to a Roth conversion question.

10 Jun 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the impact that higher borrowing costs have on local governments. Then, an 83-year-old asks how ...

When investing in cash is the wrong move, plus questions about investment strategy, long-term care insurance, and Roth conversions.

03 Jun 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss why companies choose to take on controversial issues. Then, a man looking to retire next year as...

Debt ceiling drama, the downside of investing in real estate, and when a portfolio is NOT too aggressive.

27 May 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss market reaction to debt ceiling talks.  Then, a 59-year-old wants to know whether she should in...

A risky way to invest, a student loan concern, a question about dividend stocks, and how to identify a wealth manager with a conflict of interest.

20 May 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss a fad investment that is falling apart right before our eyes. Then they help a man who wants to ...

The fight against inflation, a debt ceiling showdown, and your questions answered.

13 May 2023

Contributed by Lukas

On this week’s Money Matters, Scott, Pat, and Allworth Financial’s Chief Investment Officer Andy Stout examine whether the Federal Reserve will pr...

The true value of a financial plan, where money should come from to help a loved one, and why tax time should be all the time.

06 May 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why having a roadmap for your dollars is crucial. A 62-year-old asks whether $9,000 in monthly i...

Bridging the gap between having wealth and feeling free, where to invest an inheritance, and questions about Social Security and Roth conversions.

29 Apr 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why having all the money in the world may not lessen your worry about it. A Pennsylvania teacher...

The monster U.S. budget deficit, a marital conflict over a dream home, and investor biases explained.

22 Apr 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the ramifications of the federal government’s $1 trillion budget deficit. A California woman w...

Social media and the collapse of SVB, the role of diversification, and popular-but-volatile REITs.

15 Apr 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat begin the show by discussing the collapse of Silicon Valley Bank in the social media age, before moving ...

When bad actors scam good people, the search for a late father’s assets, and the four components that create financial peace of mind.

08 Apr 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss two men accused of ripping off thousands of people of their hard-earned money. A 71-year-old wan...

The consequences of banking industry troubles, why it’s taking so long to lower inflation, and when should you sell stock that’s almost worthless?

01 Apr 2023

Contributed by Lukas

On this week’s Money Matters, Scott, Pat and Allworth Chief Investment Officer Andy Stout discuss the repercussions that banking industry turmoil co...

A deep dive into banking industry turmoil, a caller worried about market volatility, and why some should take Social Security ASAP.

25 Mar 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat have an in-depth discussion of turmoil in the banking industry with the president and CEO of a regional ...

SPECIAL EPISODE: Banks bite the dust, a question about renting versus buying a home, and why smart people are making poor financial decisions right now.

18 Mar 2023

Contributed by Lukas

On this special episode of Money Matters, Scott and Allworth Chief Investment Officer Andy Stout put banking industry turmoil into context. Then Scott...

A big change in consumer behavior, when $5 million is enough, the crypto collapse, and properly timing Social Security

11 Mar 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat begin the show by discussing the impact of a huge change in consumer behavior. A caller with $5 million ...

When so much stock is too much stock, the danger of chasing dividends, and when to start withdrawing from a retirement account.

04 Mar 2023

Contributed by Lukas

Your company offered you how much stock? On this week’s Money Matters, Scott and Pat explain why that could be risky business for some. Then an Oreg...

The cost of fear and greed, a question about Roth conversions, and an estate plan dilemma.

25 Feb 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain the importance of making the right financial moves when markets are down, but also when they are...

The government’s response to the crypto crisis, where to invest $75,000, and advice on buying a home.

18 Feb 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat examine the government’s response to the crisis in the crypto industry.  A caller from Chicago asks w...

The future of Social Security, Roth conversions, and managing money during a job change.

11 Feb 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the uncertainty over the future of Social Security.  A Pennsylvania man with half of his net wo...

The war against inflation, a question about investment property, and whether now is the time to pay extra toward a mortgage.

04 Feb 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat examine whether the Fed is now winning its fight against inflation.  A South Carolina man asks whether ...

An IRA dilemma, a question about taxes, and why not all recessions are the same.

28 Jan 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat tackle a unique situation where an investor has nearly all of his retirement money in a Roth IRA.  They...

How the fundamentals of investing will serve you well in 2023.

21 Jan 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain how the basics of investing hold true regardless of what the markets do.  A Colorado woman want...

The problem with predictions, mortgage, stock, and pension questions, and financial planning goals for 2023.

14 Jan 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss how wrong the “experts” are when predicting stock market performance.  A Tennessee woman wa...

Optimism for worried investors, the amount of umbrella insurance you need, and where to invest the proceeds from a home sale.

07 Jan 2023

Contributed by Lukas

On this week’s Money Matters, Scott and Pat provide optimism, and explain why 2023 is NOT the time to throw out your long-term financial plan. Then ...

Looking back at 2022 and preparing you for 2023 and beyond.

31 Dec 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat review the wild year that investors endured and help prepare you for what’s to come.     Join Money ...

The most entertaining and informative calls of 2022.

24 Dec 2022

Contributed by Lukas

On this special edition of Money Matters, Scott and Pat revisit some of the most entertaining calls of 2022, starting with a Seattle woman who called ...

The FTX fiasco, the risk of a recession, and are you a candidate for a Roth conversion?

17 Dec 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the fallout from the collapse of FTX.  Then they are joined by Allworth’s Chief Investment Of...

The challenges of investing, the pros and cons of REIT’s, and is universal life insurance worth it?

10 Dec 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the difficulties that come with investing.  A Florida man asks whether he has enough cash flow ...

Is the classic 60-40 portfolio model dead?

03 Dec 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss whether the classic 60-40 portfolio model is actually dead. They then answer a call from a Washi...

Why some should spend down their savings, advice on dividend stocks, and overcoming the fear of financial planning.

26 Nov 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why they sometimes advise callers to spend down their savings. You’ll hear them help a New Yor...

The crypto crisis, the impact of interest rates on pensions, and where to allocate an inherited IRA.

19 Nov 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why the current crypto crisis was bound to happen. A Texas man with a pension wants to know whet...

Rebalancing your portfolio, questions about Social Security, and where to allocate income.

12 Nov 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why rebalancing a portfolio is such an important matter right now. They advise an 84-year-old Ar...

The best way to steer yourself through market volatility, plus lessons on inheritances, dividends, divorce, annuities, and estate planning.

05 Nov 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain the best way to steer yourself through market volatility, while still leaving room for growth. T...

Why some should retire right now, advice on investing aggressively, and what to check on before hiring a financial advisor.

29 Oct 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why a specific group of people should consider retiring before the end of the year.  A caller f...

The downfall of timing the stock market, when to use the power of the Roth IRA, and pay off that mortgage!

22 Oct 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why you must resist the urge to jump out of the stock market right now. Plus, they help a 21-yea...

Coping with financial pain, a question about investing in growth stocks, and when some should take Social Security.

15 Oct 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss how the long-term investor should handle the financial pain so many are feeling.  A caller with...

The Fed’s so-called “soft landing”, the truth about gold, sucking equity from a home, and the power of a diversified portfolio.

08 Oct 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss when the housing market might finally cool off. A caller from Mississippi wants to know whether ...

The consequences of poor financial planning, how to handle RMD’s when markets are down, and should I use my 401(k) to pay off my mortgage?

01 Oct 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain why failing to plan for market drops is planning to fail.  They help a caller decide how much o...

Minimizing risk while staying in the market, the consequences of fad investing, and what NOT to do during this volatile time.

24 Sep 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat help a caller who wants to minimize her risk without pulling money from the stock market.  A California...

The impact of the poor inflation report, why some should take Social Security as soon as possible, and what a difference a year makes in the crypto world.

17 Sep 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the potential impact the recent poor inflation report could have on investors. You’ll hear why...

Pension advice, asset allocation guidance, the danger of financial insurance products, and where to draw income from in the first years of retirement.

10 Sep 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat help an Alaska woman decide whether now is the time to draw from her pension.  A 61-year-old from Seatt...

Navigating market volatility, minimizing capital gains taxes, allocating investments, and whether to tap home equity.

03 Sep 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the Federal Reserve’s aggressive stance on fighting inflation. You’ll hear them help a man w...

A caller with $146,000 in student loan debt, a discussion about the cost basis for investments, and the pros and cons of target date funds.

27 Aug 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the implications of student loan debt relief.  Speaking of student loans, a caller who just cam...

Roth versus Traditional IRAs, investment fads, and special guest Hal Hershfield, an award-winning UCLA behavioral psychologist.

20 Aug 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat help a caller decide between a Roth or a Traditional IRA. They then discuss pensions and fad investments...

Advice on life insurance, an in-depth discussion about Social Security, and do bear and bull markets matter?

13 Aug 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat explain whether long-term investors should worry about bear and bull markets.  A caller wants to know w...

Risk tolerance, advice on life insurance, and why tax time should be all the time

06 Aug 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat help a man align his risk tolerance with current market volatility.  They give honest advice to a calle...

The best 403(b) providers, advice on buying a second home, and why a robo-advisor is a no-no.

30 Jul 2022

Contributed by Lukas

On this week’s Money Matters, Scott and Pat break down the best 403(b) plans for an English teacher who is shopping around.  A Virginia man wants t...