Allworth Financial‘s Money Matters
Episodes
The impact of the war in Ukraine, life insurance, and recovering from numerous financial mistakes.
05 Mar 2022
Contributed by Lukas
On this week’s Money Matters, Scott and Pat begin the show by discussing the global economic impact of the war in Ukraine. A caller wants to know if...
Conflict in Ukraine: Remain Calm
26 Feb 2022
Contributed by Lukas
On this special edition of Money Matters, Scott and Allworth’s Chief Investment Officer Andy Stout explain why the key is calm during conflicts like...
”An 11 year old told me to invest in crypto.”
19 Feb 2022
Contributed by Lukas
On this week’s Money Matters, Scott and Pat talk inflation. Then Scott shares what he said to an 11-year old who told him he needed to invest in c...
“An 11 year old told me to invest in crypto.”
19 Feb 2022
Contributed by Lukas
On this week’s Money Matters, Scott and Pat talk inflation. Then Scott shares what he said to an 11-year old who told him he needed to invest in c...
A bullseye on target-date funds
12 Feb 2022
Contributed by Lukas
On this week’s Money Matters, Scott and Pat explain why “it makes no sense” to have a target date fund outside of a retirement account. Then t...
Stock market volatility, advice on buying rental property, and a lesson in cryptocurrency.
05 Feb 2022
Contributed by Lukas
On this week’s Money Matters, Scott and Pat kick off the show by discussing the impact that social media stocks are having on market volatility. A w...
Choosing between an IRA or state pension, investment alternatives, and the collapse of Peloton stock
29 Jan 2022
Contributed by Lukas
On this week’s Money Matters, Scott and Pat begin the show by answering a question about the tax implications of choosing between a state pension an...
Market corrections, low-tax states for retirement, and living wills and trusts.
22 Jan 2022
Contributed by Lukas
On this week’s Money Matters, Scott and Pat begin the show by discussing market corrections before taking a call from a great saver about investing ...
The COVID resistant market, savings advice for late bloomers, and required minimum distributions.
15 Jan 2022
Contributed by Lukas
On this week’s Money Matters, Scott and Pat begin the show by discussing the seemingly COVID-resistant stock market. A married caller with high inco...
Family financial conversations, money from an inheritance, and an overview of SEPs.
08 Jan 2022
Contributed by Lukas
On this week’s Money Matters, Scott and Pat begin the show by discussing some recent conversations they’ve had with their own families about money...
Financial resolutions for the New Year, debt management, and Indexed Universal Life
01 Jan 2022
Contributed by Lukas
On this New Year’s 2022 edition of Money Matters, Scott and Pat discuss keeping financial resolutions, before advising a caller who is curious about...
This “best of” Money Matters includes calls about liquidating annuities, high mutual fund fees, and investment conflicts.
25 Dec 2021
Contributed by Lukas
On this week’s special “Best Of” Money Matters, Scott and Pat advise a New Jersey caller who wants to liquidate a $130,000 annuity. A caller wan...
Record inflation, building long-term wealth, and converting a term life insurance policy.
18 Dec 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat advise a 28-year-old California caller earning $120,000 a year and who wants to create some additional r...
Elusive financial confidence, taxation on life insurance, and liquidating a large annuity.
11 Dec 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat debate what it means to have financial confidence before advising a caller about paying income tax on a ...
The impact of omicron, pros and cons of inflation bonds, rental property, and excess debt.
04 Dec 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat advise a caller who wants to know about inflation bonds, then answer a question from a South Carolinian ...
Start-ups, non-profits, 529s, and choosing between a 401(k) and a brokerage account.
27 Nov 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat advise a teacher from New York who wants to start a business. A caller who received a $300,000 inheritan...
Rising home prices, the impact of inflation, and long-term care insurance.
20 Nov 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat advise a caller who has lived in Yosemite for 30 years, saved well, but can’t quite afford a long-term...
The Rivian electric vehicle IPO, retirement account distribution strategies, and the downside of universal life insurance policies.
13 Nov 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the record-setting Rivian electric vehicle IPO, before taking a call from a Georgia woman who wa...
Overseas stock sales, delaying Social Security, and the ProShares Bitcoin Strategy ETF.
06 Nov 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat advise a caller from Columbia about paying capital gains taxes on an overseas stock sale. A California m...
Low interest rates, Tesla at $1 trillion, and a Trump SPAC
30 Oct 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss how long-term investors can invest during this unusual inflationary environment. Scott and Pat a...
Questions for a global minimum tax
23 Oct 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the potential implications of a global minimum tax. Scott and Pat advise a caller looking for a ...
The shadow inflation problem
16 Oct 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the surprising reasons why inflation is higher than the news indicates. Scott and Pat advise a n...
The cheap debt conundrum
09 Oct 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat explain how low interest rates impact equities, the housing market, and the strange investment trends of...
Expect rising insurance costs
02 Oct 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the two key reasons they expect insurance costs to rise. Scott and Pat advise a New Jersey woman...
Gold versus inflation
25 Sep 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat break down the myth linking gold prices with high inflation. Scott and Pat advise a caller from New Zeal...
Tax increases and your changing financial plans
18 Sep 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss which tax changes may result from the $3.5 trillion reconciliation bill and how savers can prepa...
A new home with no proof of income.
11 Sep 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss their concerns about higher home prices and why young savers should utilize Roth 401(k)s. Scott ...
There’s no such thing as a “Free Lunch.”
04 Sep 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat invite Allworth Financial’s Chief Investment Officer Andy Stout on the show to discuss the markets, in...
Annuities inside 401(k)s
28 Aug 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the soaring used car market and speak with a caller who is considering buying a $100,000 annuity...
Planning for future tax changes.
21 Aug 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the challenges of making a Roth conversion decision and why some online retirement calculators m...
Rolling a truck through a loophole.
14 Aug 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the reasons why Special Purpose Acquisition Companies can be ripe for fraud, and why one electri...
A half-trillion-dollar wipeout
07 Aug 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss China’s crackdown on technology and education companies and how that hurts American investors....
Buy, borrow, die
31 Jul 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss how company founders borrow against their stock to live tax-free, why some ordinary investors at...
The 2% plummet
24 Jul 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the stock market’s recent turbulence and how the media can sensationalize minor price swings. ...
Deciding when to sell an asset.
17 Jul 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the one question to ask yourself if you’re struggling to decide whether to hold or sell an ass...
Learning from your investment history
10 Jul 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss how your experience investing during the pandemic can help guide future financial decisions. Sco...
The myth of “unleashing” home equity
03 Jul 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat answer why using your home’s equity for other investments can come back to bite you. Scott and Pat adv...
Quantitative easing and interest rates
26 Jun 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat revisit some of the best calls from the year before moving on to discuss the long-term impact of the Fed...
When the ducks quack...
19 Jun 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the fundamental problems with cryptocurrencies, and Special Purpose Acquisition Companies, and w...
Taking care of your pets and your finances
12 Jun 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss why people actually have an easier time taking advice about their pets than for themselves. Scot...
Vetting your financial advisor
05 Jun 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss how clients can research their financial advisor’s background and why it’s so important. Sco...
The best calls from recent programs
29 May 2021
Contributed by Lukas
On this best-of Money Matters, Scott and Pat revisit some of the most popular calls from recent broadcasts. Scott and Pat advise a United States Ma...
Stock picking and coin flipping
22 May 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the key reasons why popular investment fund managers have trouble repeating stellar returns. Scott...
Volatility returns to the stock market
15 May 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss why they are concerned about the fact that more savers are pouring money into speculative investme...
Cryptocurrency and Greater Fools
08 May 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss Dogecoin’s mind-boggling rise and why the increased speculation on cryptocurrencies parallels th...
The challenge of tax planning.
01 May 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss who should prepare for future tax changes before interviewing Andy Stout, a CFA and the CIO of All...
Retirement planning when life happens
24 Apr 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss how good financial plans adapt to the ups and downs of life, and take calls about money and retire...
This too shall end.
17 Apr 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the challenge of rebalancing your investments when the stock market has performed well. Scott and ...
Ballooning national debt and the risk to retirees
10 Apr 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the reasons why America’s rapidly growing debt could hurt retirees. Scott and Pat advise a calle...
The allure of a risk-free retirement
03 Apr 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the unsavory ways some financial advisors are promising to help investors “retire without risk.”...
Could Tesla become a Blockbuster?
27 Mar 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the long-term problems with “momentum investing,” and why Blockbuster is a good illustration o...
The swings and fascinations of this year’s financial markets.
20 Mar 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss new investment schemes and shiny object scams that are good for TV ratings but will likely end p...
The so-called relief bill
13 Mar 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the potential long-term consequences of the $1.9 trillion stimulus package. Scott and Pat advise a...
Silicon Valley wages in rust belt towns.
06 Mar 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss why more cities are paying remote workers to relocate. Scott and Pat advise a Colorado man with...
There is no silver bullet investment.
27 Feb 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss an alleged $1.8 billion Ponzi-like scheme and how unsuspecting investors lost their retirement sav...
The SPAC Boom
20 Feb 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat explain the surge of Special Purpose Acquisition Companies and how it could transfer even more wealth from...
The costs of free stock trading
13 Feb 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the free stock trading boom and who will ultimately get hurt. Scott and Pat speak with a father wh...
The right and wrong ways to refinance
06 Feb 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the scenarios where refinancing a mortgage could hurt your retirement. Scott and Pat advise a Cali...
Mortgaging the future
30 Jan 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss how listeners can plan for Social Security’s funding crisis, the impact of low-interest rates ...
Lack of opportunity and disposable income
23 Jan 2021
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss one of their favorite tax-savvy investment strategies and the key factors driving this bull mark...
Free money and no-interest mortgages
16 Jan 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss how low-interest rates are driving the market and why a Danish bank is offering 20-year mortgages ...
You cannot time the market
09 Jan 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the stock market’s perplexing surge, how bubbles have historically formed, and how disciplined i...
Big financial resolutions versus incremental changes
02 Jan 2021
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss things you can do to improve your finances right from the beginning of the year, and then look bac...
The heartwarming calls from 2020
26 Dec 2020
Contributed by Lukas
On this week's Money Matters, Scott and Pat look back at calls from listeners looking to give back, start new businesses, and help their families. Sco...
Where Donor Advised Funds are helping.
19 Dec 2020
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the promising ways that charitable giving changed in 2020. Scott and Pat advise a caller concerned...
Why we’re donating $1 million to help foster children.
12 Dec 2020
Contributed by Lukas
On this week's Money Matters, Scott publicly discusses his experience as a foster parent for the first time. Scott and Pat then announce a new philant...
When stock prices grow faster than earnings…
05 Dec 2020
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss end-of-year tax planning considerations in this uncertain political season, along with the reasons...
A savings method that you may miss
28 Nov 2020
Contributed by Lukas
On this week's Money Matters, before taking your calls, Scott and Pat discuss the hidden benefits of Health Savings Accounts. A Minnesota caller who’...
Financial advice from California to Guam
21 Nov 2020
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss new bi-partisan retirement legislation making its way through the United States Congress, and then...
Are you smarter than the market?
14 Nov 2020
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the new ways that traders are trying to outsmart the broad stock market and the fundamental truths...
Politics, your investments, and what really matters
07 Nov 2020
Contributed by Lukas
On this week's Money Matters, Scott and Pat interview Andy Stout, CFA, the Chief Investment Officer of Allworth Financial. They have a wide-ranging co...
Ambient emotions and your financial decisions
31 Oct 2020
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the ways that temporary pandemic stress can affect your long-term financial decisions. Scott an...
A Fool’s Game
24 Oct 2020
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the challenges of making financial decisions with aging parents and speak with several callers con...
The early retirement “choice.”
17 Oct 2020
Contributed by Lukas
On this week's Money Matters, Scott and Pat discuss the pandemic's uneven economic effects and the reason why the cost of refinancing a mortgage will ...
Is COVID-19 changing the way you think about money?
10 Oct 2020
Contributed by Lukas
On this week’s Money Matters, Scott discusses his experience contracting COVID-19. Scott and Pat also take several calls from investors who are cons...
Calls about the pandemic and possible new retirement goals
03 Oct 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat look back at a few memorable calls from the height of the pandemic, before discussing some of the key re...
Day traders, options, and a soaring stock market
26 Sep 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss how options and online traders are boosting stock prices, and how that trend may end. Scot...
Are we in another dot-com bubble?
19 Sep 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the Snowflake IPO, high valuations, and how to protect your retirement through the market’s up...
Rising home prices and negotiable rents
12 Sep 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss real estate market trends and some concerning long-term economic risks. Scott and Pat advise a m...
Clarity returns to the stock market
05 Sep 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat explain how the recent stock market dip could benefit long-term investors. They also break down the esse...
Using your home’s equity
29 Aug 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat take several calls from listeners looking to refinance their mortgages. Scott and Pat advise an airline ...
Making sense of today’s stock market
22 Aug 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat interview Andy Stout, CFA and Chief Investment Officer of Allworth Financial, about the stock market bre...
Is gold an investment or a commodity?
15 Aug 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the problems with using gold as a long-term investment. Scott and Pat advise a Sacramento caller...
Retirement planning for couples
08 Aug 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the unique financial planning challenges for married couples. They also break down the differenc...
Regaining your confidence about retirement
01 Aug 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss methods to secure your financial future in an uncertain time. Scott and Pat advise a Sacramen...
Social Security’s funding crisis is here
25 Jul 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the pandemic’s impact on the future of Social Security, and what it could mean for your benefi...
Shedding light on faulty investment ideas
18 Jul 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the ways this pandemic is changing real estate, long-term care, and the energy industry. They al...
Investing in a challenging market
11 Jul 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the reasons why they don’t believe in market timing and the issues surrounding the Paycheck Pr...
How is your financial advisor paid?
04 Jul 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat take tough financial questions from callers and discuss the inherent conflicts associated with the commi...
The diversified disciplined investment strategy wins again.
27 Jun 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the value of a diversified and disciplined approach to investment planning and the potential imp...
What’s going on with these markets?
20 Jun 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat talk with Allworth Financial’s CIO Andy Stout about what’s driving the markets despite uncharted eco...
Fewer business trips, fewer office buildings
13 Jun 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss this pandemic’s potential long-term impacts on real estate. Scott and Pat advise a charitably ...
Nobody predicted the market’s rebound
06 Jun 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the stock market’s wild ride and the financial products that burned many retirees. Scott and P...
The bond market’s message
30 May 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the strange behavior of many stocks, and why the bond market is acting differently. Scott and Pa...
Markets Are Resilient But, How Will Unemployment Impact Businesses?
23 May 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat take several calls and discuss the resiliency of the markets, but the impact of the high unemployment ra...
25 years and 1 million downloads later, retirement has changed
16 May 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat look back at some of their favorite calls and the early days of the radio show. Scott and Pat advise a C...
What is your investment strategy?
09 May 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the reasons why this economic climate proves the need for a disciplined investment strategy. The...
Personal guarantees and debt can wreck your finances
02 May 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the current disconnect between the stock market and the broader economy. Scott and Pat advise...
Public pensions are in more trouble
25 Apr 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat discuss the economic implications of negative oil prices, the second stimulus package, and potential sta...
A recession is like a forest fire
18 Apr 2020
Contributed by Lukas
On this week’s Money Matters, Scott and Pat interview Andy Stout, Chief Investment Officer of Allworth Financial. They discuss unemployment, the sto...