Allworth Financial‘s Money Matters

Today’s fear affects your long-term goals

11 Apr 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat help you navigate the emotional roller coaster of today’s markets and avoid the potential mistakes tha...

Taking control of your finances and staying sane

04 Apr 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss some ways that you can take control of your finances and look for opportunities in this challeng...

The CARES Act and its impact on you.

28 Mar 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat take a long-term perspective on the $2.2 trillion CARES Act. They discuss its potential impact on unempl...

This too shall pass

21 Mar 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the US government’s response to the economic fallout from the coronavirus. They also review th...

Special Edition: Reacting to the Coronavirus as an Investor

17 Mar 2020

Contributed by Lukas

On this special edition of the Allworth Money Matters podcast, we cover the Coronavirus and current stock market turbulence. Scott and Pat discuss wha...

Coronavirus and stock market turbulence

14 Mar 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the coronavirus and recent stock market turbulence. They also interview Michael Mouriski, CPA an...

The SECURE Act & the Impact on Estate Planning

07 Mar 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the least trustworthy industries, lawsuits against equity-indexed annuity companies and setting ...

Are you concerned about market turbulence?

29 Feb 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the coronavirus and offer a historical perspective on stock market dips. Scott and Pat speak wit...

Saving is more difficult in your 50s

22 Feb 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the reasons why it is more difficult to save as you get closer to retirement, and how you can pl...

Your financial advisor’s sales goals may affect you.

15 Feb 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss why Wells Fargo is offering financial advisors forgivable loans. They also talk about commission...

Protecting your money in the first years of retirement

08 Feb 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss a simple investment strategy that they use to protect retirement income. Scott and Pat advise a ...

What is your purpose in retirement?

01 Feb 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the challenge of finding your purpose after leaving a career. Scott and Pat advise a grandfather...

Stock prices don’t tell the whole story.

25 Jan 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the stock market’s continued rise, and why they’re paying close attention to company earning...

Financial products for aging Americans

18 Jan 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the reasons why some advisors target aging Americans to buy unnecessary financial products.  Sc...

Is your financial advisor a full-time fiduciary?

11 Jan 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the allegations surrounding a well-known financial advisor who called himself a fiduciary and po...

Become and remain financially independent

04 Jan 2020

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the steps that you need to take to become financially independent. Scott and Pat advise a woman,...

Financial New Year’s Resolutions

28 Dec 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat provide examples of how you can improve your finances in 2020. Scott and Pat advise a Bay Area woman con...

When should you consider a Roth conversion?

21 Dec 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss why $1.8 billion may disappear in a private placement investment. Scott and Pat advise a caller ...

End-of-year tax planning

14 Dec 2019

Contributed by Lukas

On this week’s Money Matters, Michael Mouriski, CPA and Vice President of Tax Solutions at Allworth Financial, joins Scott and Pat to discuss tax pl...

Put your power of attorney and advance healthcare directives in place.

07 Dec 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the importance of having difficult financial conversations. They also talk about your options wi...

If you are a high earner, take Social Security ASAP.

30 Nov 2019

Contributed by Lukas

On this week’s Money Matters, Pat and Allworth advisor David Schauer discuss why high earners should take Social Security sooner rather than later. ...

Where do bonds fit in your savings?

23 Nov 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Pat and Allworth advisor David Schauer discuss how you can use bonds in a low interest rate environment. ...

The broken promises of indexed annuities.

16 Nov 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Pat and Allworth advisor David Schauer discuss the mechanics of indexed annuities, and why the broken pro...

Prepare your retirement savings for the next downturn.

09 Nov 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss how you can create a disciplined investment strategy. Scott and Pat advise a Denver...

Who gets caught in modern Ponzi schemes?

02 Nov 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss how a $1.3 billion Ponzi scheme ensnared many retail investors. Scott and Pat advis...

The We Company’s flopped IPO

26 Oct 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss The We Company’s IPO failure, and why huge investments aren’t always intelligen...

Can you really afford your car?

19 Oct 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss the rising length of auto loans, and what it means for you. Scott and Pat speak wit...

Want a lower mortgage rate? Just ask.

12 Oct 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss how you can potentially save on your current mortgage, and General Electric’s pen...

Is Facebook a monopoly?

05 Oct 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss the potential break-up of big technology companies, including Facebook, Google, and...

A financial model can say whatever you want

28 Sep 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss The We Company’s troubled IPO, and why good stories don’t always make good inve...

A disturbing investment trend

21 Sep 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss the appeal and hidden pitfalls of purchasing an equity-indexed annuity.  Scott and...

A $700,000 yearly income and no retirement savings.

14 Sep 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss the benefits of a Health Savings Account, and why a high income does not equal a se...

Bernie Sanders meets Scott

07 Sep 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss why tax planning in your fifties can save you money down the road. Scott also tells...

What do negative interest rates mean for you?

31 Aug 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss why trillions of dollars are invested in negative interest debt. Scott and Pat advi...

Would you disown your child to cut college costs?

24 Aug 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss the rising trend of parents disowning their children to qualify for financial aid. ...

Volatility is back: What Does That Mean for Your Investment Strategy?

17 Aug 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss the current volatility in the markets, the negative yield curve and what that means...

The next Bernie Madoff could be lurking in your neighborhood

10 Aug 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss how you can protect yourself from some common investment frauds. Scott and Pat advi...

Making Money by Making Mistakes

03 Aug 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss what happens when investors accidentally purchase stocks. They also talk about why ...

Who is on the other side of your stock trades?

27 Jul 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss why day traders often lose money in the long-run. Scott and Pat advise a California...

Be skeptical about private placements

20 Jul 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss the hidden risks in private placement investments. Scott and Pat speak with a calle...

Should you use your 401(k) to pay down your mortgage?

13 Jul 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss the pitfalls of putting a rental property in your IRA. In a podcast exclusive, they...

Upcoming legislation could affect your retirement

06 Jul 2019

Contributed by Lukas

On this week's Allworth's Money Matters, Scott and Pat discuss how a new retirement bill, the SECURE Act, could affect you.  Scott and Pat advise a S...

Protecting yourself, and loved ones, in later years

29 Jun 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss handling money, estate planning, and other financial considerations for someone wi...

An upcoming Supreme Court case could affect your retirement.

22 Jun 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss an upcoming Supreme Court case and the implications for your 401(k). They also unve...

Will the new fiduciary rule change the advice you receive?

15 Jun 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss a new SEC rule that could make financial advice more transparent, and then dissect ...

Is a Roth 401(k) a good option for you?

08 Jun 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss a subset of loans that have them concerned. 401(k) specialist, Jairo Gomez, joins t...

A special announcement from Scott and Pat

03 Jun 2019

Contributed by Lukas

This Saturday, June 8th, we are taking your calls from 8:00 a.m. to 11:00 a.m PT. Secure your spot by emailing [email protected] or call us ...

How much could new retirement legislation impact you?

01 Jun 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss how much, or how little, a new retirement bill could impact you.  Scott and Pat sp...

Today’s IPOs are not like ones in the past.

25 May 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss why companies like Uber and WeWork are going public, and what you should consider b...

When capital chases a product, prices increase.

18 May 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss the economic forces that created the student debt crisis. Scott and Pat speak with ...

Advice for graduates and their parents

11 May 2019

Contributed by Lukas

Graduation season is here! On this week’s special edition of Allworth’s Money Matters, Scott and Pat offer advice to graduates and their parents. ...

Bad investment products are sold, not bought.

04 May 2019

Contributed by Lukas

On this week’s Allworth’s Money Matters, Scott and Pat discuss the sandwich generation’s difficult balance of saving for retirement versus helpi...

The Hot Industries of Today Will Not Be Hot Tomorrow

27 Apr 2019

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about how companies change within industries. Scott and Pat speak with a caller ...

Help your grandchildren, but not at the expense of your retirement.

20 Apr 2019

Contributed by Lukas

Celebrating Easter, this week’s Money Matters is a look back at some of the show’s most memorable calls. Scott and Pat also discuss how many grand...

Stocks don’t know that you own them

13 Apr 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss the wave of tech companies going public and introduce a new retirement frame of mind. Scott and ...

The Red Flags of Bad Investments

06 Apr 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk about the fundamental economic problem facing the legal marijuana market. Scott and Pat speak with ...

Who are reverse mortgages right for?

30 Mar 2019

Contributed by Lukas

Tax Season is Here

23 Mar 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk about some ways you can get ready for tax time, and the myth about filing an extension. Scott and P...

Will Social Security be a third rail topic?

16 Mar 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk about why Social Security may or may not be a huge issue in the 2020 presidential election. Scott a...

Social Security’s Uncertain Future

09 Mar 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat discuss their beliefs about the future of Social Security, and who may feel benefit cuts. Scott and Pat ...

We understand insurance. We don’t sell insurance.

02 Mar 2019

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about the student loan crisis, and an insurance convention that inspired them to...

The problem with marijuana stocks.

23 Feb 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk about why marijuana companies may not be a great investment opportunity, as well as the importance ...

Inflation can be your greatest danger in retirement.

16 Feb 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk about the market’s recent upswing, and why your investing emotions and investing actions should b...

Insurance companies are in the same market as you.

09 Feb 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk about the resurgence of unconventional mortgages, or “liar loans.” Scott and Pat also have an e...

Revenue sharing can change your advisor’s view.

02 Feb 2019

Contributed by Lukas

Scott and Pat talk about how a seemingly small change in fees can cloud your advisor’s view, and the current state of the market. A caller anticipat...

What the new tax law means for mortgages.

26 Jan 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk about how the new tax law may change the way you want to pay off your mortgage. Scott also talks ab...

The real value of sound financial advice.

19 Jan 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk about a client who almost paid $25,000 in additional taxes after taking costly advice from a big-bo...

An investment philosophy is half the equation.

12 Jan 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk about the pension trouble facing government entities and companies like Pacific Gas and Electric. T...

Investing Doesn’t Need to be Complicated

05 Jan 2019

Contributed by Lukas

On this week’s Money Matters, Scott and Pat talk about the simple moves that you can make to improve your financial footing in 2019. Scott and Pat t...

Investing in Yourself is Saving

29 Dec 2018

Contributed by Lukas

Rounding out the year, this week’s Money Matters is a look back at more of the most memorable calls from 2018. Scott and Pat also talk about some mo...

Happy Holidays – Best of Show

22 Dec 2018

Contributed by Lukas

Celebrating the Holidays, this week’s Money Matters is a look back at some of the most memorable calls from 2018. Scott and Pat talk to a charitably...

Hope is Not an Investment Strategy

15 Dec 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat look back on the cryptocurrency boom and bust, and why the values of long-term invest...

Giving is a healthy discipline for your finances.

08 Dec 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat lay out the tax-smart strategies for charitable giving during the holiday season or a...

Don’t confuse the broad stock market with one company.

01 Dec 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about client reactions to the current market and the meaning of diversification....

Thanksgiving Best of Show

24 Nov 2018

Contributed by Lukas

In celebration of Thanksgiving, this week’s Hanson McClain’s Money Matters radio show is a best of show with the top calls from the year. Scott an...

Baby Boomers are Unretiring

17 Nov 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat discuss why more retirees are heading back into the workforce, and the upside of fewe...

The Problem with Investing in Timber

10 Nov 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about the problem with timber as an investment and the importance of diversifica...

FANG Stocks and the Importance of Diversification

05 Nov 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about how the FANG stocks (Facebook, Apple, Netflix, and Google) have been carry...

The Current State and Trend of Today’s IPO Market

27 Oct 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about the current state of the market, particularly the IPO market. Scott and Pa...

Avoiding Taxation on Required Minimum Distributions

20 Oct 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about a new permanent tax law and its impact on required minimum distributions. ...

Current volatility in the market, and the basics of reverse mortgages.

13 Oct 2018

Contributed by Lukas

Scott and Pat begin this week’s show with a conversation about the current volatility in the market. They then take a call from a man who inherited ...

The Demise of the DOL Fiduciary Rule and What It Means for You

29 Sep 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about the DOL fiduciary standard and take several calls. Scott and Pat take a ca...

How You Should Think About Your Social Security Benefits

01 Sep 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about Social Security and how you should think about those benefits. Scott and P...

Preparing Your Finances and Delaying Retirement

28 Jul 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about why it might make sense to work a little longer and delay retirement, even...

The Impact of Life Expectancy on Pensions and Social Security

14 Jul 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about the impact that living longer has on your money, including pensions and So...

Saving for Retirement & Investing Profits

30 Jun 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat take several calls addressing everything from saving for retirement to investing the ...

How to Afford Retirement & Your Child’s College Education

23 Jun 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters radio show, Scott and Pat take several calls and talk about how to afford retirement and paying for ...

Rising Interest Rates and Retirement

16 Jun 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters radio show, Scott and Pat take several calls and talk about rising interest rates. Scott and Pat ...

Best of Show: Retirement Planning and Underfunded Pensions

26 May 2018

Contributed by Lukas

This week’s Hanson McClain’s Money Matters is a “best of” show featuring our top retirement focused calls. Scott and Pat also talk about un...

The Changing Landscape of Retirement

19 May 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about the concept of retirement and how financial planning needs to fit into t...

Having Too Much Company Stock Can Be Risky

12 May 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about the potential risks that exist when an investor is overweighted in their c...

Don’t Let the Fear of Missing Out Drive Your Investment Decisions

05 May 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about the mismanagement of retirement savings, and how the fear of missing out d...

Social Security and Pension Planning

28 Apr 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat take several calls about Social Security, before discussing how to plan for retiremen...

Interest Rates and Real Estate Investing

21 Apr 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat take several calls, then discuss the potential for continued interest rate increase...

The Problem with Annuities

31 Mar 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat take several calls and talk about the problem with annuities, playing a voicemail the...

The Top 5 Retirement Income Decisions Facing Older Workers

10 Mar 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about a new study on retirement income decisions from Stanford’s Center on Lon...

The Value of Good Financial Advice

03 Mar 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat take several calls and talk about the importance of getting the proper retirement a...

Estate Planning with the New Tax Laws and the Stock Market

17 Feb 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat talk about estate planning with the new tax laws and the current state of the stock m...

Tax Law Changes and Cryptocurrency

10 Feb 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat interview a CPA from Denver to talk about the new tax law changes and they talk about...

Annuities, Income Withdrawal Strategies, and Paying Down the Mortgage

27 Jan 2018

Contributed by Lukas

On this week’s Hanson McClain’s Money Matters, Scott and Pat take several calls including one from the son of a widowed mother who is trying to he...