Australian Investing 101
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What is the overview of investing in Australia?
Property investors often talk about using debt to build wealth. In the share market, that's called gearing. With the BetaShares WealthBuilder range, investors can access moderate gearing into shares, and with the newly launched GG-BL, That means exposure to a diversified portfolio of around 1,300 global companies excluding Australia, all with no loan applications, credit checks, or margin calls. Gearing magnifies both gains and losses, so it's only suitable for investors with a very high tolerance for risk. You can learn more about the WealthBuilder range of ETFs at the BetaShares website. And don't forget to read the PDS and TMD to decide if it's right for you. BetaShares Capital Limited is the issuer.
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What does it mean to invest for the long term?
Welcome to the Australian Finance Podcast, a podcast for people who want to learn more about their personal finances and get the most from their money. This series is hosted by Kate Campbell from HowToMoney and Owen Raskovich from Rask Finance.
The Australian Finance Podcast is provided for educational purposes only. The information is general in nature and does not take into account your needs, goals or objectives. What that means is the information does not apply to you specifically. So consider getting the advice of a licensed and trusted professional before acting on the information. Owen, welcome back to the Australian Finance Podcast. Thanks, Kate. It's good to be here. What are we talking about in today's episode? Well, our plan today is to tackle the massive topic of investing and sort of really overview what is investing, what's not investing, some of the key investment options, and a little bit about using investment to build up a diversified portfolio.
Cool. And this continues on from the last episode we did, which was saving versus investing. Yep. This is another kind of broad overview, right?
How can you reset your short-term investment mindset?
Mm-hmm.
But we're going to touch on some things and then in the next episodes, we'll drill into each one of those. Cool. Okay. So do we know what investing is? What's investing? Yeah, so I guess it's a massive topic because you're essentially putting your money at risk to hopefully gain a greater amount over a long period of time. I guess sometimes people are investing for a short period of time, but the way I invest is generally for the long time. Yep, you and me both. I think we talked about this last episode, but we said that maybe when your timeframe is say less than six months or less than a year, it's more in that realm of speculation. But we'll get to why that is the case in just a moment when we talk about risk profiles.
When people approach investing, what is one thing that you think they should do to, I suppose, reset their tendencies to think short term? What's a tool that they can use to reset that? Yeah, I guess the first thing to think about is what is your goal for investing and why are you doing it? If it's just to make a quick buck, then it's probably not the right way to approach it.
What is the significance of knowing your investment goals?
You've really got to work, is it a 10-year timeframe to buy your house? Are you investing for retirement? Are you investing so you can start a business down the track? Once you work out the reasons behind why you're investing and then what timeframe, because that's really important in investing because different asset classes that we'll talk on later on have different recommended timeframes so you can write out the volatility of the market.
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Chapters
8 chapters
1
What is the overview of investing in Australia?
0:00–1:28
2
What does it mean to invest for the long term?
1:28–2:35
3
How can you reset your short-term investment mindset?
2:35–3:48
4
What is the significance of knowing your investment goals?
3:48–5:06
5
What are the different types of investment options available?
5:06–6:44
6
How do managed funds and ETFs differ?
6:44–7:48
7
What should you consider when investing in shares?
7:48–8:23
8
What are the building blocks of a diversified investment portfolio?
8:23–32:54
Speakers
3 identifiedMore from Australian Finance Podcast
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