Setting your financial goals for 2022 πΈ
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What financial goals should I consider for 2022?
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How can I reflect on my financial achievements from the past year?
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What strategies can I use to set realistic financial goals?
Kate Campbell, welcome to this episode of the Australian Finance Podcast.
Good to be back for one of our final episodes of 2021.
Wow, what a year it has been. It has been. Full of ups, more ups and further ups. It was a hell of a year. So Kate, today we're talking about setting your financial goals for the new year being 2022. These are always a bit of fun. We get to kind of, I guess, prognosticate, look out into the future and say, what do we want to do? But we also get a chance to reflect.
How can I create an action plan for my financial goals?
So let's talk about the year that's been. Let's reflect on it. How's it been for you?
Yeah, I think it's been quite good in terms of financial goals. I've learned a lot. It has been a big year of personal development. I've managed to stick to most of the goals I set myself at the start of 2021. I had to do sort of a mid-year adjustment, which is part of what I'll suggest to everyone today is actually scheduling that in to go through and go, hey, what's working? What's not working? What do I want to change?
What role does automation play in achieving my financial goals?
And I think that's it's a really important thing to do, setting goals. And you can do that at any time. You can just decide I'm going to start running tomorrow, which I did this year. But I think there's something quite cathartic about setting. spending a few days near the end, like in December 2021, actually thinking, what do I want to achieve with my finances, with my financial knowledge, with the way I invest? What do I want to do in 2022? And actually dedicate some time to it because it can be quite a significant amount of money if you're thinking about changing your super or investing for the first time that you actually want to spend more than an hour or so on it.
Okay, so you've got some prompts here for people and you'll be able to access all of this if you go into the show notes, just follow the links. So you've got some steps here that people can follow to kind of reflect and also to set, I guess, expectations for the future. So these are really interesting prompts, I would say.
How can I build a safety net or emergency fund for 2022?
So we've got six sentences about my finances in 2021. The wisest decision I made. That's a really interesting one.
Yeah. And I put these, these are my question, I just changed the title, but they're from a company, not even a company, it's just a group of people overseas called Year Compass that create this document on reflecting on your finances, not even your finances, your life each year.
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Chapters
8 chapters
1
What financial goals should I consider for 2022?
0:00β0:57
2
How can I reflect on my financial achievements from the past year?
0:57β1:43
3
What strategies can I use to set realistic financial goals?
1:43β2:11
4
How can I create an action plan for my financial goals?
2:11β2:44
5
What role does automation play in achieving my financial goals?
2:44β3:44
6
How can I build a safety net or emergency fund for 2022?
3:44β4:36
7
What steps should I take to stay accountable for my financial goals?
4:36β4:55
8
How can I prioritize my short, medium, and long-term financial goals?
4:55β22:49
Speakers
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