👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/What if everything you’ve been told about interest rates and property crashes is wrong? In this episode, I sit down with Terry Ryder, veteran property researcher, author of Why Property Values Rise and Matter, and founder of Hotspotting. Together, we unpack why Australian property prices keep rising, even when experts predict downturns.Terry brings four decades of market experience, real data, and proven investor principles. He explains what separates successful portfolio builders from those who stay stuck on the sidelines. This isn’t theory. Instead, it’s a clear roadmap for anyone serious about how to buy your first investment property in Australia and build long-term wealth through real estate.In this episode, you’ll learn:Why property values rise during high interest rate periodsHow to build a strong property investment teamWhere to find high-growth, high-yield locationsThe biggest mistakes new investors must avoidHow to stay the course through market cyclesKey Moments:00:00 Why property rises despite high interest rates02:55 Why crash predictions keep failing06:33 Are buyer’s agents worth the money?09:29 Property booms during high-rate periods12:46 How migrant investors spot opportunity faster15:55 How Terry would start investing from scratch19:32 How to avoid costly beginner mistakes22:44 Can you get cash flow and capital growth?26:31 Which cities are set to boom in 2026?30:08 Why all Australian markets are rising33:30 The supply shortage driving price growth36:37 Will tighter lending change demand?40:21 Who’s really behind the housing crisis?43:11 Final advice for serious investorsConnect with Terry Ryder:Website | LinkedInAbout Aaron:Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavidFollow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

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